WRIGHTPSM, LLC
VERO BEACH, FLORIDA

If you have purchased a home with a mortgage, you have had your house located on a FEMA flood insurance rate map (FIRM). These maps tell your mortgage company whether you are required to carry flood insurance, and tell the insurance company what type of hazards you should be insured for. The flood insurance company will then reference the FIRM and an Elevation Certificate (supplied by a surveyor) to determine your insurance premium, based on the elevation of your home and the elevation of expected flood waters. Over the last 30 years in South Florida, the real estate and housing development market has boomed, faltered, and boomed again. Physical infrastructure has been updated and improved in many areas, and as a result, the shapes of flood plains have changed drastically. However, in Palm Beach County, we are still locating properties in flood zones that were mapped in the late 70’s to early 80’s. But that is about to change. In the next few months, for the first time in over 30 years, In the updated maps, even older homes can change flood zones, and therefore flood insurance rates, even though they have not physically changed elevation or location! Some areas that are currently considered to be in a flood zone soon will not be, meaning that a homeowner may no longer be required to carry flood insurance. Of course, there will be some areas that are not in a flood zone on the current FIRM, but will be once the maps are updated. As a surveyor and mapper in Palm Beach County, I am well equipped to help you understand what the new FEMA flood maps mean for you. Please feel free , and let me help you be prepared! WrightPSM is a full-service land surveying firm in Boca Raton, FL that serves Broward and Palm Beach Counties. We are a locally-owned Florida small business offering custom professional At a minimum, we will need the property street address to supply a quote, but supplying as much information as possible will help us process your request quickly. You may upload supporting documents, such as the Deed or Title Commitment for longer legal descriptions. At a minimum, we will need the property street address to supply a quote, but supplying as much information as possible will help us process your request quickly. You may upload supporting documents, such as the Deed or Title Commitment for longer legal descriptions.