UNITED HOME LOAN SERVICES INC.
GREENVILLE, SC

We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible. We’re affiliated with multiple mortgage lending companies, so we have a wide variety of products available to us, to meet myriad different client situations. When we talk with you, we’ll ask you questions about how you expect your finances to change over the life of the loan, how long you intend to keep the home, and your current financial picture. We’ll find out what we need to know to make the best recommendation, and we’ll explain why we’re recommending what we are. We’ll also explain your options, and give you the information you’ll need to make a smart decision. We are affiliated with over 50 Mortgage Lenders that provide a variety of products to meet any clients needs. Federal Housing Administration Loan (FHA) are used to assist borrowers who may need a low down payment and flexible mortgage guidelines. The FHA loan is a great product that helps many people refinance or become homeowners. Seller can contribute up to 6% of the borrower’s closing costs. The FHA 203k renovation loan program provides funds for both the purchase and renovation of a home packaged into one mortgage loan. Once the purchase of the home is closed, renovation funds are held in escrow to pay for pre-determined renovation work done by approved renovation contractors. Seller concessions up to 4% of the reasonable value of the property. The USDA loan provides low and moderate income borrowers with better affordable housing finance options with little or no down payment or out of pocket costs. The property must be located within a USDA designated area. Seller can contribute up to 6% of the borrower’s closing costs. This product is designed for sophisticated borrowers who may not expect to be in the home for a long period of time. The adjustable rate mortgage is fixed for a period of time and can adjust thereafter. Since the interest rate may rise over time, it is not recommended for every borrower. Interest rates can be fixed for three, five, seven and ten years. The fixed rate mortgage product offers the stability of a constant interest rate throughout the life of your mortgage loan. The fixed rate mortgage will provide you with the stability of being able to budget your finances. Over time, the fixed becomes more manageable as you and your family’s income increases. The jumbo mortgage product is a loan amount above $417,000.00; we offer several options for these type loans. This loan is available to help finance Fannie Mae’s vast portfolio of homes. These homes are sold under the HomePath program. This is a great program to start investing in real estate. help homeowners, ages 62 and older, capitalize on the equity they’ve built in their homes to secure financial independence and peace of mind. The government-insured Reverse Mortgage program allows senior homeowners, at least 62 years old, to access equity in their homes to receive tax-free advances to use anyway they choose. Seller can contribute up to 6% of the borrower’s closing costs. This product allows you to borrow more than 80% of purchase price or appraised value without having to carry PMI (private mortgage ins) We are affiliated with over 50 Mortgage Lenders that provide a variety of products to meet any clients needs. Federal Housing Administration Loan (FHA) are used to assist borrowers who may need a low down payment and flexible mortgage guidelines. The FHA loan is a great product that helps many people refinance or become homeowners. Seller can contribute up to 6% of the borrower’s closing costs. The FHA 203k renovation loan program provides funds for both the purchase and renovation of a home packaged into one mortgage loan. Once the purchase of the home is closed, renovation funds are held in escrow to pay for pre-determined renovation work done by approved renovation contractors. Seller concessions up to 4% of the reasonable value of the property. The USDA loan provides low and moderate income borrowers with better affordable housing finance options with little or no down payment or out of pocket costs. The property must be located within a USDA designated area. Seller can contribute up to 6% of the borrower’s closing costs. This product is designed for sophisticated borrowers who may not expect to be in the home for a long period of time. The adjustable rate mortgage is fixed for a period of time and can adjust thereafter. Since the interest rate may rise over time, it is not recommended for every borrower. Interest rates can be fixed for three, five, seven and ten years. The fixed rate mortgage product offers the stability of a constant interest rate throughout the life of your mortgage loan. The fixed rate mortgage will provide you with the stability of being able to budget your finances. Over time, the fixed becomes more manageable as you and your family’s income increases. The jumbo mortgage product is a loan amount above $417,000.00; we offer several options for these type loans. This loan is available to help finance Fannie Mae’s vast portfolio of homes. These homes are sold under the HomePath program. This is a great program to start investing in real estate. help homeowners, ages 62 and older, capitalize on the equity they’ve built in their homes to secure financial independence and peace of mind. The government-insured Reverse Mortgage program allows senior homeowners, at least 62 years old, to access equity in their homes to receive tax-free advances to use anyway they choose. Seller can contribute up to 6% of the borrower’s closing costs. This product allows you to borrow more than 80% of purchase price or appraised value without having to carry PMI (private mortgage ins) Billy, thank you for making the experience of buying our home here in Greenville so enjoyable. We really do appreciate you taking the complexity out of the process and delivering us a mortgage that fit our budget.