UNITED COMMUNITY BANK
GREENVILLE, SC

Thanks for contacting United Community Bank. Welcome to United Community Bank. Your choice of a financial service provider is one of the most important decisions you will make. That is why we take that responsibility very seriously and value the trust you have placed in us. United Community Bank is a complete financial center providing personal, business, agriculture and real estate banking services. We are focused on providing products and services that fit your changing needs, while delivering the highest level of customer service available. Over the years, we have worked hard to keep up with the latest in technology, with the notion that technology should enhance customer service, not replace it. We never lose sight of the importance of keeping our customer's financial assets, identity and financial information safe and secure. As a locally owned bank, we are committed to the communities and customers we serve. The longevity, experience and knowledge of our Directors, Officers and Staff have been integral to our success! We value your relationship and will work diligently every day to honor the trust you have placed in us. From all of us at United Community Bank, we look forward to being a part of your financial future. The United Community Bank is a progressive and growing state-chartered bank serving Dickinson, Clay, O'Brien and Osceola counties from its five locations in Milford, Okoboji, Hartley, Ocheyedan and Lake Park, Iowa. The Bank was formed on January 1, 1998, by combining the Dickinson County Savings Bank of Milford and Okoboji with the United Community Bank of Hartley and Ocheyedan. Past presidents of the Dickinson County Savings Bank have been John Grosskrueger from 1931 to 1934, S.I. Russell from 1934 to 1973, James W. Cravens from 1973 to 1987 and Mark C. Fisher from 1987 to present. Past Chairmen of the Board have been S.I. Russell from 1934 to 1983, James W. Cravens from 1983 to 2015, with James P. Cravens currently presiding. At the time of the merger, the Dickinson County Savings Bank was over $60 million in assets and over $45 million in loans. The United Community Bank of Hartley and Ocheyedan, formerly known as the Ocheyedan Savings Bank, was chartered April 29, 1892 in Ocheyedan, Iowa. During its early years, the bank struggled due to absentee ownership and difficult economic times. In 1927, a major recapitalization of the bank took place that resulted in local ownership. However, during the depression the bank again struggled and was only able to survive due to a loan in 1934 from the Reconstruction Finance Corporation. In 1935, the Spengler family purchased controlling interest in the bank, which continued until May 1992 when the bank was sold to a group of individuals having common ownership with the Dickinson County Savings Bank. The bank changed its name to United Community Bank to facilitate moving its charter to Hartley, Iowa in December 1995, with the Ocheyedan bank continuing to operate as a branch. A mobile bank trailer was used in Hartley until a new building was completed in November 1996. Past presidents of the Ocheyedan Savings Bank have been C.S. McLaury in 1892, H.W. Glade in 1927, Ed Spengler in 1939, Charles Spengler in 1940, and Steve Spengler from 1984 to 1992, when the bank was sold. At the time of the merger, Mark C. Fisher was President of United Community Bank, which had over $25 million in assets and over $21 million in loans. On April 17, 2000, a Loan Production Office was opened in Lake Park. On July 1, 2001, the Lake Park Office became a full-service office. On June 1, 2002, the United Community Bank acquired the assets and deposits of the Security State Bank, Hartley, Lake Park and Milford offices. Approximately $50 million in assets and deposits were acquired. In the fall of 2014, the United Community Bank Downtown Milford Office, went through a major remodeling project, along with adding drive-up services to the east side of the building. The new drive-up at the downtown location opened on October 20, 2014. In 2015, the United Community Bank Lake Park Office underwent a major remodeling of the inside and outside. In 2017, the UCB Hartley Office underwent the same extensive remodeling. The United Community Bank is now in excess of $212 million in assets and $181 million in loans. The Bank continues to grow as a community oriented, locally owned commercial bank offering a full range of traditional and innovative banking services to the residents of Northwest Iowa. Thanks for contacting United Community Bank.