TRUST LIFE SETTLEMENTS, LLC
WINDERMERE, FLORIDA

Trust Life Settlements was established in response to the growing demand for a flat fee-based solution for senior consumers seeking to sell their policies in the secondary market. As an alternative to the current commission-based structure used by settlement brokers, our flat-fee option enables seniors like you to receive more money from selling your life insurance policy. Trust Life Settlements Build greater awareness among seniors regarding life settlements as a source for cash during retirement, or help to pay for long term care or medical expenses. commitment to a compensation solution that puts more money into the pockets of sellers. policy owners will opt to sell their unwanted policies in the secondary market, creating a win-win for everyone Our Mission: Provide Cash for Seniors | Relief from Premiums Trust Life Settlements is committed to broadening awareness of life settlements among seniors as a possible source of cash for greater financial stability in their retirement years, and to provide premium relief for policies no longer wanted or needed. Unfortunately, many senior consumers are unaware that a life settlement may be a solution to provide cash for lifestyle expenses, medical expenses, long-term care, or as a source of funds for investment purposes. Trust Life Settlements recognizes that some seniors may be hesitant to pursue a life settlement because they have lost confidence in the financial services industry in the aftermath of the economic crisis. Others may be hesitant to sell their policies because they lack certainty regarding the industry’s regulatory environment. To engender trust, our company has taken the bold step of forming alliances with certain life settlement brokers who have agreed to accept lower commissions (via a flat-fee structure versus a percentage of the offer). As the industry currently exists, each entity involved in the brokering and acquisition of a life insurance contract is typically compensated through commissions that are taken before the policy seller receives a lump sum payment. These commissions are usually based on a complex formula involving the face value of the policy or the total amount of the offer. Trust Life Settlements believes that brokers and other secondary market entities are entitled to be adequately compensated for their efforts, we saw an opportunity to modify the status quo. We were able to convince certain life settlement brokers to accept a reduced commission on eligible transactions* (see footnote below), in order to pass a greater share of the settlement proceeds on to the seller. Trust Life Settlements to operate on an efficient policy-sourcing business model that balances the costs of administrative overhead while passing on a greater share of the settlement to the policy seller. WHO WE ARE Trust Life Settlements was established in response to the growing demand for a flat fee-based solution While the purchase of large life insurance policies may have made sense many years ago to provide financial security for loved ones, many seniors are now burdened by expensive premium payments for policies they no longer want or policies that have outlived their original purpose. Did you know that many seniors – just like you – have turned to life settlements to help fund retirement or pay for medical care? Trust Life Settlements According to Insure.com and The Life Insurance Industry Association, life settlements provided an average of A.M. Best Company , (a U.S.-based credit rating agency that provides financial data products and services for the insurance industry), some of the most common reasons that seniors sell their life insurance policies in the secondary market include (as quoted from the report): Disposal of unneeded “key-man” insurance or other business-owned insurance We collected the following consumer resources such as government and nonprofit organization’s websites that may be helpful as you investigate whether a life settlement is right for you or your loved one. Instead of searching through hundreds of links and articles, take a look right here to get the information you need. The U. S. federal government encourages seniors to consider using their life insurance policies to help fund long-term care, which includes a life settlement or viatical settlement. LongTermCare.gov is a subsidiary of the Department of Health and Human Services that helps consumers know their options when they reach retirement age. Trust Life Settlements To see if you qualify for a life settlement, you will need to complete an application and provide necessary documentation, including a medical form. The buyer of your life insurance policy collects the finished documents. All information is kept confidential. The life settlement process consists of the following…. While the purchase of large life insurance policies may have made sense many years ago to provide financial security for loved ones, many seniors are now burdened by expensive premium payments for policies they no longer want or policies that have outlived their original purpose. Did you know that many seniors – just like you – have turned to life settlements to help fund retirement or pay for medical care? Trust Life Settlements According to Insure.com and The Life Insurance Industry Association, life settlements provided an average of A.M. Best Company , (a U.S.-based credit rating agency that provides financial data products and services for the insurance industry), some of the most common reasons that seniors sell their life insurance policies in the secondary market include (as quoted from the report): Disposal of unneeded “key-man” insurance or other business-owned insurance Trust Life Settlements To see if you qualify for a life settlement, you will need to complete an application and provide necessary documentation, including a medical form. The buyer of your life insurance policy collects the finished documents. All information is kept confidential. The life settlement process consists of the following….