THE HARVEST GROUP WEALTH MANAGEMENT, LLC
WALTHAM, MA

), our CERTIFIED FINANCIAL PLANNER™ professionals will help guide you on your path to financial success. We expect you to understand that our recommendations are always based on your best interests. We consider our fiduciary responsibilities to be a sacred trust. As our client, you need to know that all investment, tax, estate, and insurance advice will be based on the information you provide to us. We expect you to participate enthusiastically in the financial planning process. As a family team of CERTIFIED FINANCIAL PLANNERS™, our goal is to help you and your family succeed in preserving your wealth and achieving your financial objectives. Roger Ingwersen grew up on his family farm in Iowa. His family celebrated the harvest season as a time where their labors and team work came to fruition. Roger knew this exemplified the financial process he instilled in Todd and Laurie and was the ideal way to help other families as if they were his own. For over four decades, Roger has specialized in meeting the unique financial needs of the affluent investor. In 2016, Roger left financial services firm UBS with his children, Todd and Laurie Ingwersen, to launch a Registered Investment Advisory (RIA), The Harvest Group Wealth Management, LLC. The family team works collaboratively to address clients’ current needs, goals and objectives for the generations to come using the unique Harvest Wealth Management for Life process ™. Before making the move to UBS, Roger worked for Wachovia Securities, Prudential Securities and Bache Halsey metaphor aptly describes the wealth management process and is the reason we’re called The Harvest Group. As a wealth manager, he applies those long-held values to help individuals and families secure their financial future. His goal is to provide sound, unbiased advice in order to deliver consistent As a Senior Wealth Management Advisor, Laurie helps clients work toward a worry-free financial future. Using her firm’s unique Harvest Wealth Management for Life™ process, she specializes in helping individuals and families preserve wealth and achieve their long-term financial objectives, and assists in all aspects of retirement and estate planning. Laurie is also a Cash Balance Consultant (CBC), and can advise clients in this fastest-growing segment of the retirement industry. Given the rising state of divorce in the United States, Laurie recognizes the difficulties many families face today. As a Certified Divorce Financial Analyst™ (CDFA™), she forecasts the long-term financial effects of the divorce settlement. Laurie works with clients individually or as couples, helping them to come to grips with the financial reality of their divorce situation. Developing comprehensive insight of the short and long-term financial effects of divorce can save valuable time, money and distress, especially if the process is conducted early in the legal proceedings. As the Chief Investment Officer and CIMA®, Todd’s role is to design, execute and monitor discretion-based investment strategies. He helps successful families and business owners make smart decisions with their money. Through a 5-step consultative process that begins with a Discovery Meeting, Todd works with clients to identify where they are, where they want to go and what gaps that need to be filled to get them there. His investment consulting and advice addresses many the top concerns of affluent investors today, including preservation of capital, cash flow maximization and tax mitigation, wealth transfer, liability protection and charitable giving. Todd adheres to the CFP® professional code of ethics and provides expert planning services. Managing your finances shouldn’t just start and end with retirement planning. Legacy Wealth Management can help you take control and better understand the concepts behind investing, estate planning and wealth preservation. We serve individuals and businesses in all areas of investment planning, including: Retirement planning – Help making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Help managing assets before and during retirement. Tax management* – Help making sure your portfolio is tax-efficient. Developing tax-efficient investment strategies. Referring you to qualified tax specialists. Estate planning* – Working with estate-planning and trust specialists available through Wells Fargo Advisors and its affiliates to help review your wills and trusts, preserve your estate for your intended heirs, establish beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors. Education funding – Recommending investment and accumulation strategies to help you pay for your children’s education. Investments – Determining your asset-allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach your goals. Employee and executive benefits – Helping your business attract and retain qualified employees through benefit packages. *The Harvest Advisor Group does not provide tax or legal advice. Please consult with your tax and legal advisors before taking any action that may have tax consequences. We look forward to speaking with you soon and showing you how Legacy Wealth Management can help you reach your financial goals. Tom provides comprehensive investment planning. If a working relationship is developed, he can work with you to help achieve your goals. Tom has 24 years of experience in financial services and is dedicated to helping individuals meet their financial needs by developing investment plans around their long-term goals and risk tolerance. His extensive experience – throughout major shifts in the markets – enables him to help his clients structure balanced portfolios to address their specific financial goals. That is why he works with you, one on one, to design investment strategies targeted to your specific needs and goals. Tom is registered to provide a variety of financial products and services.