TERAVERDE FINANCIAL, LLC
NAPLES, FLORIDA

Mr. Deitch is co-founder and Chief Executive Officer of Teraverde®. Previously, he was a co-founder, Chief Executive Officer, and Director of the American Home Bank division of First National Bank of Chester County. Under his leadership, American Home Bank was named one of the fastest growing private companies in the United States by Inc. Magazine and a top 50 national residential lender by American Banker and National Mortgage News. Mr. Deitch has served on the Board of publicly traded and privately held banks and non-bank companies. He is a frequent industry speaker and best-selling author. Ms. Casanueva is Chief Operating Officer and is responsible for client service delivery, growth, profitability, and overall business operations. Ms. Casanueva has 25 years of Capital Markets, Mortgage Securitization and Mortgage Banking experience. She previously worked for CoreStates Capital Markets, Bayview Asset Management, Redwood Trust and American Home Bank in loan securitization, asset sales and portfolio evaluation. Mr. Poiesz is Chief Revenue Officer, responsible for overall marketing and sales for Teraverde®. Mr. Poiesz has 30 years of experience in banking and lending technologies within lending organizations and as an advisor. His unique experience in financial technology development as well as advisory work with GSEs, large banks and lenders helps Mr. Poiesz identify clients that would benefit from Teraverde®’s expertise and solutions. Our Philosophy All Teraverde® team members have prior industry experience as an executive or senior manager with multiple companies in the mortgage banking, banking, financial management or capital markets. As seasoned industry executives, we have seen and worked through major challenges in the mortgage lending and banking industries before. We know what works and what doesn’t. Our experience allows us to accurately identify the appropriate business solutions the first time. Our solutions enhance existing systems to provide superior workflow management, robotics process automation, visual classification and data extraction from documents, with all activities in the organization measured with an enterprise profit intelligence solution. Teraverde is a premier national consulting firm in the banking and financial industries. Teraverde helps financial institutions of all sizes achieve greater profitability, streamlined operations and process improvement while staying fully compliant within stringent and expanding regulatory requirements. Our goal is to be the consulting firm of choice for financial institutions for their most critical management challenges, most significant operations and profitability issues, and most important strategic decisions. We put “boots on the ground” at our clients. All Teraverde consultants come directly from the banking, financial management, capital markets and compliance management industries and bring decades of “hands on” experience to every client engagement. Teraverde’s collaborative and strategic approach helps banks, credit unions, savings and loan associations, mortgage bankers and bank holding companies achieve and maintain excellence. Alex Henderson, co-founder and Vice President, also serves as General Manager of Teraverde's Compliance Management Practice and General Counsel to Teraverde. He has been a panelist for the Mortgage Bankers Association in these areas and has published articles in the ABA Compliance Magazine, Scotsman Guide, and other media. Mr. Henderson has practiced law for more than 30 years, and in addition to his Teraverde position, is also a law firm partner, with extensive experience in financial institution practice including credit, regulatory, compliance, and de novo bank matters... Our motto “Consider it. Done.” flowed from conversations with multiple clients. After finishing a particularly challenging rush assignment and meeting the deadline, the CFO of the client was very pleased. He told us that because of our performance in meeting the client’s needs, our motto should be “we get s--- done”. That was not the first time that we have gotten that kind of compliment, albeit it was a little more colorful this time. The CFO’s comment sparked a brainstorming session among the Teraverde team on how to turn that phrase into our own words. After considering all the positive feedback from so many of our 150 clients, we settled on “Consider it. Done.” We believe “Consider It. Done” is truly at the heart of Teraverde. Our company drive to be creative and find solutions drove us to craft a song, “Consider it. Done.” The music video followed. And here we are! Philosophy We are not, and do not strive to be, the largest consulting firm in the banking industry. Our goal is to be the consulting firm of choice for financial institutions for their most critical management challenges, most significant operations and profitability issues, and most important strategic decisions. Can you help me increase my profitability? It just hit the fan… can you help? My LOS never really worked well. Can you help me get the performance I paid for? Can you help my bank find ways to quickly add High Quality Loan Assets? Can you help me respond to regulatory exam criticism? This groundbreaking new book is in production with an anticipated release date before the end of the first quarter of 2018. Here is the introduction from the book along with an opportunity for you to immediately get a PDF of the entire 'Executive Summary' section of the book:  If you would like to know more about Teraverde and the services we provide please contact us using the web form below. You can also call us at 855-374-TVMA.