TB CAP LLC
CORAL GABLES, FLORIDA

Triumph Business Capital: Built to Serve Your Unique Needs! Since 2004, Advance Business Capital has provided invoice factoring for over 7,000 small to mid-size businesses. Our name has changed to Triumph Business Capital, but our success is still measured by the value we bring to each and every client relationship. The strength of our commitment is reflected in product innovation and the strategic partnerships we’ve established. A Triumph Company Headquartered in Dallas, Texas, Triumph Bancorp, Inc. is a financial holding company with a diversified line of community banking and commercial finance. From its founding, the vision of Triumph Bancorp has been centered on four core business priorities – delivering value, developing people, demonstrating expertise and displaying a commitment to enterprise success. Triumph Bancorp currently trades on the NASDAQ Global Select Market under the ticker symbol TBK. To be the most valuable company in the financial industry. Being valuable requires that we make long-term improvements in everything and everyone we touch. To do this, we take dead aim at: Making profits for our shareholders, Our core values are based on biblical principles and sound business practices. Like a tree depends on a healthy root system, our entire enterprise depends upon actions consistent with our values. Therefore, we commit ourselves to the following values: Unique is Good – Do not follow the crowd. We are a unique company. Being unique can be difficult, but if it were easy, everyone would do it. The Mission is More than Money – Make everything you are involved with better, including doing good works in the areas of greatest need in your community and around the world. Extended product line to address owner-operators and freight broker intermediaries Established strategic partnerships with nation’s leading providers of freight matching services, fuel card services, document imaging and workflow solutions. Triumph Business Capital: Built to Serve Your Unique Needs! Since 2004, Advance Business Capital has provided invoice factoring for over 7,000 small to mid-size businesses. Our name has changed to Triumph Business Capital, but our success is still measured by the value we bring to each and every client relationship. The strength of our commitment is reflected in product innovation and the strategic partnerships we’ve established. A Triumph Company Headquartered in Dallas, Texas, Triumph Bancorp, Inc. is a financial holding company with a diversified line of community banking and commercial finance. From its founding, the vision of Triumph Bancorp has been centered on four core business priorities – delivering value, developing people, demonstrating expertise and displaying a commitment to enterprise success. Triumph Bancorp currently trades on the NASDAQ Global Select Market under the ticker symbol TBK. To be the most valuable company in the financial industry. Being valuable requires that we make long-term improvements in everything and everyone we touch. To do this, we take dead aim at: Making profits for our shareholders, Our core values are based on biblical principles and sound business practices. Like a tree depends on a healthy root system, our entire enterprise depends upon actions consistent with our values. Therefore, we commit ourselves to the following values: Unique is Good – Do not follow the crowd. We are a unique company. Being unique can be difficult, but if it were easy, everyone would do it. The Mission is More than Money – Make everything you are involved with better, including doing good works in the areas of greatest need in your community and around the world. Extended product line to address owner-operators and freight broker intermediaries Established strategic partnerships with nation’s leading providers of freight matching services, fuel card services, document imaging and workflow solutions. allows companies to sell their invoices in a style in which the factoring company assumes the credit risks. Often misunderstood, non‐payment for legitimate disputes (such as shortages, claims, late delivery, etc.) remain the responsibility of the client regardless of contract form. The style of a carrier’s factoring contract should have no impact on the freight broker. broker (account debtor) to a factor (assignee) was a purposeful and intentional provision that the UCC drafters identified to provide businesses with opportunity to raise working factoring company payments to the factor until you receive a release letter, which the factoring company should be willing to provide factoring company upon receiving notice. (Why else would you send money to someone other than the carrier who hauled the freight?) If you pay a factoring company one time, then the NOA Q. Am I obligated to pay a carrier’s factoring company if we haven’t received a Notice of Assignment. Short answer is No. With more and more “online” or “cash advance” lenders entering the space, this question is more likely to come up than you may realize. A business may Q. Does the presence of a factoring company restrict our ability to offset future payments for claims? Frankly, there’s a lot of “urban myth” surrounding this subject, but it ultimately depends on the broker‐carrier agreement. UCC § 9‐404 provides the factor (assignee) with certain claims and setoffs that you would reasonably provide the carrier. service providers are likely experiencing additional delays. If you’re committed to mailing your payments, utilizing the “Intelligent Bar Code” will reduce USPS time and will accept payment by ACH or wire, particularly if your TMS or accounting system can provide Let’s talk about how we help Whether you’re a broker needing to make payments or a carrier looking to get paid, Triumph Business Capital can help you. With Triumph Business Capital’s invoice factoring services, you can have your cash today, while still having control of your business. We understand cash flow is vital to your business and we are here to partner with you.