SUNBLAZER ASSOCIATES, LLC
MIAMI, FLORIDA

Because the loan is backed by the government, banks assume less risk and have less stringent qualification standards for VA Loans, making them easier to obtain. This guaranty, which protects the lender against total loss should the buyer default, provides incentive for private lenders to offer loans with better terms. Finalize your loan application and provide all necessary paperwork to your lender, including W-2s, tax returns and recent bank statements at the number provided. Consent is not a condition of service. Get step-by-step help through the process with your dedicated Loan Specialist. The VA Home Loan program provides qualified homeowners with a simple way to take advantage of lower rates and decrease their monthly mortgage payment. Beyond that, military homeowners can get cash back on a and use the proceeds for a variety of needs, from paying off debt or making home improvements and much more. The current economic climate makes now a great time or many military homeowners to take advantage of the numerous benefits found in a VA refinance. To get started, call Your APR is likely to be higher than your base VA loan interest rate. APR is a tool that can help you compare mortgage offers. But understand that lenders can calculate it differently. Once you've identified the house you wish to purchase and have entered a contract for that property, your Veterans United loan officer will help you figure out what the rate will look like. In most cases, we will have a better forecast of your rate after an underwriter has reviewed your loan and you have a general idea of your closing date. Credit plays an important role in every potential homebuyers' ability to receive a loan for the home of their dreams. Prospective homebuyers hoping to use their VA benefit will see that credit not only helps determine approval for the loan, but also plays a role in the interest rate you qualify for. Credit scores play dual roles – helping both lenders and prospective homebuyers in the VA mortgage process. Simply put, your credit score is a risk indicator, helping ensure you are a safe "bet" and that the loan will be repaid on time. This is not only meant to protect lenders, but to program can help. The Veterans United Lighthouse Program is a free service that provides potential homebuyers with the tools to improve their financial profile. And, since 2008, the Veterans United Lighthouse Program has helped more than 8,000 previously denied borrowers close on a home. If you're ready to make the necessary changes in pursuit of a VA home loan, partner with a helpful advocate. You can reach a Lighthouse credit consultant by calling Deliver Results with Integrity, Be Passionate and Have Fun, and Enhance Lives Every Day: it's the way in which we embrace these values that defines us as a company. Living these values day in and day out drives our exemplary customer service and has led Veterans United to become a leader in the VA Loan industry. Learn more about who we are and what we’re about using the links below. Company Overview Veterans United invests all of their time, expertise and resources into one mission. This is why they're the best at helping Veterans and military families navigate seamlessly through the VA loan process. By upholding the following values, we strive to be the best provider of VA mortgages, be recognized as a valuable and unique resource for military homebuyers and their families and remain an influential and inspirational figure in the community. We begin every day committed to excellence and finding fulfillment in what we do. By celebrating our victories, learning from our mistakes, staying positive and embracing change, we continuously improve as people, as professionals and as a company. We strive to amaze. We actively contribute to the Veterans United family-spirit, and have fun at work. As a team, we proudly serve those who have served our country. We are passionate. We recognize that execution is essential for the long-term success of our company. Hard-work and excellence are expected from everyone on our team. As a company, we do the right thing, never compromising our integrity. We work to foster an environment of open and honest communication. We fulfill our promises, and strive to be the strongest, most knowledgeable VA loan team in the country. We deliver results. We believe that our success as a company is not measured solely by profits, but also by the positive impact that we have on the lives of our clients, co-workers, and community. Respect for everyone is a standard, not an objective. We work to maintain a balance between our home lives and our work. As a company, we genuinely care about the well-being of others. By donating our time and resources, we make a difference in our community. We achieve more collectively than we ever could individually. We enhance lives. Veterans United Foundation is also proud to offer a biannual scholarship program to help service members and military families fulfill their dreams for a bright future. Provides emergency financial and other assistance to the families of our service members and wounded warriors. A private, non-profit organization, whose mission is to lift the spirits of America's troops and their families by providing a "touch of home," a shoulder when needed and fun family events. The campaign provides an easy and tangible way for Americans to show appreciation for troops, cultivate awareness of the challenges they face upon return and raise funds to support military charities. The Mission Continues The Mission Continues challenges Veterans to utilize their tremendous skills and leadership to continue serving our communities across America.