STARBOARD FINANCIAL MANAGEMENT, LLC
GILBERT, AZ

Mission Statement Starboard Financial is committed to client trust and satisfaction through every stage of the loan process. We are a full service lender offering products to meet all home financing needs. We embrace a unique loan process enabling us to close loans in as little as 10 days. Our philosophy is simple; Underwrite first – Close fast! Starboard Financial would like to share our efficient loan process with you so that you will know exactly what to expect. The diagram provides a quick summary. Additional information for each step is provided below. If you have any questions or would like further clarity, please feel free to contact us for more information. Once you are armed with an idea for the housing price range you can afford, go out and search for your new home. You can make an offer on a home through an executed purchase contract with your real estate agent. When you and a seller agree on a price, reach out to your LO to move the process forward. Loan Submission Starboard’s Operations staff will do a quick review of your loan package to ensure everything was provided correctly by your LO. Once confirmed, your loan will be assigned to your personal Loan Processor or transaction coordinator. From this point forward all communications will come from this specialized individual. Your appraisal will also be ordered at this point in the process to ensure it is completed as soon as possible. The appraiser will reach out to the home seller to schedule a time to complete the property inspection. If your financial situation and the subject property are a match against the established guidelines, your underwriter will produce a loan approval letter for you. Most loan approval letters contain conditions which direct you to provide a few remaining items to secure the mortgage for your property. You are encouraged to provide these remaining items as soon as possible so that we can send your loan on to close and ultimately get the funds for your purchase. Prepare for Final Loan Submission Once you provide all remaining conditioned items to your Loan Processor, he or she will organize your loan file one last time, input the appropriate data, and prepare to submit for your final loan approval. Final Loan Submission Your Loan Processor will communicate and deliver your final loan approval letter to you. At this point, he or she will schedule your loan signing with you, the title company, attorneys, and all real estate agents. The Starboard Closing and Funding department will deliver all necessary information and documents to the title company before you arrive to sign. Congratulations! Your loan has funded, meaning your loaned money has transferred from Starboard to the property seller. The transaction is now complete. The keys to the property will be released to you for you to enjoy your new home! Thank you so much for making our mortgage go so smoothly and quickly. I can’t believe that from the day we found the house and applied for the mortgage to the day we moved in was three weeks. We’ve bought and sold quite a few houses and it’s never been that easy and fast.