SPRUCE MORTGAGE INC.
SOUTH BURLINGTON, VT

Spruce Mortgage Inc. is a distinguished mortgage company based in Burlington, VT, renowned for its commitment to loyalty, integrity, and creativity. Since its establishment in 1995 by Gene Richards, along with loan officers Heidi Hayward Urish and Wendy Bombard, it has emerged as a leader in the Burlington area specializing in providing value-driven mortgage solutions. The mission of Spruce Mortgage is to offer clients exceptional service, innovative financial solutions, and access to the best rates. Spruce Mortgage stands out for its relationship-driven approach, fostering long-term and loyal client relationships by delivering honest advice from experienced professionals. This firm prioritizes transparency, ensuring that if a loan cannot be approved internally, it aids in finding an investor or bank that can, providing clients with comprehensive loan packages. The leadership, including Martha Davis as President and Eugene Richards as Chief Executive Officer, emphasizes maintaining the founding principles of integrity, honesty, and loyalty. With more than 80% local staff deeply invested in their community and demonstrating a remarkably low turnover rate, Spruce Mortgage is well-regarded for its collaborative and supportive work environment. In recent years, Spruce has expanded its operations, including acquiring and refurbishing an office building at 430 Shelburne Road. Additionally, they hold the most significant business volume among Vermont brokers annually and have maintained a prominent position in the mortgage industry since their inception. Operating as a locally-owned brokerage with deep roots in Chittenden County, Spruce Mortgage is committed to handling client information securely and respectfully according to federal and state laws. They encourage potential clients to explore financing options through helpful online calculators or consult with their knowledgeable loan advisors. Spruce Mortgage Inc., officially incorporated in Florida on May 1, 2008, holds multiple contact points across Vermont and beyond, ensuring a consistent service experience for every client. The company's official website offers extensive resources on mortgage loans and refinancing options, welcoming new clients to engage with their friendly and expertly guided services.