SPECTRUM MORTGAGE GROUP, INC.
CORAL GABLES, FLORIDA

Spectrum Mortgage Group, Inc. is a seasoned leader in the portfolio lending sector with over 25 years of experience. Renowned for serving approved wholesale brokers, Spectrum provides distinctive loan products that stand unparalleled in the marketplace. Emphasizing a tailored approach, each loan request is uniquely analyzed by its underwriting team to ensure portfolio compatibility. The company excels in swiftly approving and delivering loan commitments without requiring broker preapproval. Spectrum Mortgage offers specialized ARM products (1/1 ARM, 3/1 ARM, 5/1 ARM, 7/1 ARM) and focuses on loans ranging from $150K to $15M across South Florida. Both residential and commercial properties are financed, while private equity loans are considered statewide for amounts between $100K and $15M. Robert Gutlohn, the Founder and President since 1991, established Spectrum Mortgage Group, Inc. leveraging local community banks. Notably serving in significant financial committees at Biscayne Bank, Mr. Gutlohn's expertise and detailed management style have been highly praised for facilitating unique lending solutions. Milvia Castellano, Senior Vice President for over two decades, oversees the company’s daily operations, liaising with wholesale brokers. Ellen Gutlohn, Office Administrator since 1991, is a licensed loan originator contributing to operational efficiency, while Lauren Hagen manages digital content and social media strategies. Accredited as a Florida-model domestic professional corporation (DOMP), Spectrum Mortgage Group, Inc., headquartered in Coral Gables, operates under registered status with effective communication channels. The company's corporate data is updated as of March 5, 2024, reinforcing its commitment to transparency and regulatory compliance. Interested brokers are encouraged to provide basic documentation like their NMLS # for affiliation. Underwriting processes typically span five business days, extending to loan committees for amounts over $1M. Complementing these services, Spectrum guarantees seamless transaction processing by coordinating with bank-approved closing agents.