SPECTRUM MORTGAGE GROUP, INC.
CORAL GABLES, FLORIDA

Spectrum Mortgage Group, Inc., established in 1991 and based in Coral Gables, is a seasoned industry player known for its comprehensive portfolio lending solutions. With over a quarter-century of experience under founder Robert Gutlohn's leadership, the company prides itself on offering unparalleled loan products tailored to approved wholesale brokers. Each loan request receives personalized attention from their dedicated underwriting team, ensuring seamless integration into borrower portfolios. The company specializes in an array of ARM products (1/1 ARM, 3/1 ARM, 5/1 ARM, 7/1 ARM) and caters to a wide spectrum of financing needs ranging from $150K to $15M for properties throughout South Florida. They also finance both residential and commercial projects while considering private equity loans across the state for amounts between $100K and $15M. Robert Gutlohn's hands-on management style, refined through years on financial committees at Biscayne Bank, has earned Spectrum accolades for its unique lending solutions. The company is adept at fast-tracking loan approvals without needing broker preapproval, streamlining transactions efficiently. Milvia Castellano, the Senior Vice President with over two decades of experience at Spectrum, plays a crucial role in managing day-to-day operations and building relationships with wholesale brokers. Ellen Gutlohn, another foundational team member since 1991, contributes to operational smoothness as a licensed loan originator and office administrator. Lauren Hagen is tasked with overseeing the company’s online presence and social media engagement. Operated as a Florida-model domestic professional corporation (DOMP) and committed to transparency, Spectrum has its corporate data updated as of March 5, 2024. They welcome brokers looking to affiliate by asking for basic documentation like their NMLS #. The underwriting process is typically completed within five business days and involves loan committees for amounts exceeding $1M. Moreover, Spectrum ensures smooth transaction processing by coordinating with bank-approved closing agents.