SIRVA MORTGAGE, INC.
INDEPENDENCE, OH

Tips for Buying & Selling at the Same Time Juggling between buying and selling a home can get tricky at times. If you need the funds from your home sale to purchase your next house, the timing of your home sale can be critical to meeting deadlines. Here are some creative ways to get to your final destination unscathed. Buying a home can seem mysterious. There’s a whole new lexicon of words that you need to learn in order to make sure you’re making the best decision. Here’s one that people often don’t understand clearly – the difference between APR and loan rate. If you’re extra budget conscious, you might be thinking about selling your home on your own. Before you make a final decision on whether you will use a real estate agent or not – you should consider a few things first. Lots of people talk about getting second mortgages. But second mortgages, while they have some attractive features, aren’t always the best option. You and only you can decide whether a second mortgage is right for you. These suggestions may help. Congratulations are in order if you’re about to embark on the exciting adventure of home ownership! If you’re trying to figure out where to start, let us help! There are a few things you can do to get yourself organized before you even think about talking to a mortgage counselor or a real estate agent. for our Affiliated business relationships. Please see the complete license disclosure below. Call 800-531-3837 for more information. SIRVA Mortgage, Inc. is licensed by (among others): Arizona Licensed Mortgage Banker, License #BK-0901430; Loans made or arranged pursuant to a California – DBO Residential Mortgage Lending Act License #4130944; regulated by the Colorado Division of Real Estate, check the license status of your mortgage loan originator at ; licensed by the Delaware State Bank Commissioner to engage in business in Delaware, Lender License #1755; Georgia Residential Mortgage Licensee #6221; Illinois Residential Mortgage Licensee licensed by State of Illinois Department of Financial and Professional Regulation, Division of Banking, 122 S. Michigan Avenue, Suite 1900, Chicago, IL 60603 (212) 793-3000 License #MB.0004037 ; Kansas Licensed Mortgage Company, License # SL.0000368; Massachusetts Mortgage Lender, License #ML2240; Licensed by the Mississippi Department of Banking and Consumer Finance, Mississippi Licensed Mortgage Company #2240; Missouri Residential Mortgage Licensee; Montana Mortgage Lender License #2240; Nevada Mortgage Broker License #1043, 225 Redfield Parkway, Suite 204, Reno, NV 89509 775-826-1171; Licensed by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; Licensed Mortgage Banker - NYS Department of Financial Services; Ohio Mortgage Broker License #MB.803887.000; Oregon Mortgage Lender license # ML-186; Licensed by the Pennsylvania Department of Banking; Rhode Island Licensed Lender; Texas Mortgage Lender, License #2240. This is not an offer of credit or an offer to enter into an interest rate lock-in agreement nor is this notice of loan approval. NMLS Unique Identifier# 2240. ( ) Main Office of SIRVA Mortgage, Inc.; 6200 Oak Tree Blvd., Ste 300, Independence, OH 44131; Telephone: 1-800-531-3837. Information last updated 3/9/2015 Licensed Mortgage Loan Originators employed by SIRVA Mortgage, Inc. and their NMLS Unique Identifiers: Alan E. Flowers #252043, Bradley Linn Chapman #4047, Debra Jean Jackson #3561, Eric Peter Brennan #4498, Ernest Edward Phillips. #4488, Jennifer Mae Miller #4248, Jeremiah James Timura #3521, Kathleen DiLillo Coombs #352701, Kathleen Marie Pope #3509, Linda Michelle Laramy #4034, Mark Dennis Lehman #942618, Matthew Todd Balk #4068, Patrick Alan Frimel #980933, Paul Eric Klemme #4909,Robin Patricia Kara #4408, Ronna Sills Harris #4399, Sam Oscar Simmerman Jr. # 4081, CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT for our Affiliated business relationships. Please see the complete license disclosure below. Call 800-531-3837 for more information. SIRVA Mortgage, Inc. is licensed by (among others): Arizona Licensed Mortgage Banker, License #BK-0901430; Loans made or arranged pursuant to a California – DBO Residential Mortgage Lending Act License #4130944; regulated by the Colorado Division of Real Estate, check the license status of your mortgage loan originator at ; licensed by the Delaware State Bank Commissioner to engage in business in Delaware, Lender License #1755; Georgia Residential Mortgage Licensee #6221; Illinois Residential Mortgage Licensee licensed by State of Illinois Department of Financial and Professional Regulation, Division of Banking, 122 S. Michigan Avenue, Suite 1900, Chicago, IL 60603 (212) 793-3000 License #MB.0004037 ; Kansas Licensed Mortgage Company, License # SL.0000368; Massachusetts Mortgage Lender, License #ML2240; Licensed by the Mississippi Department of Banking and Consumer Finance, Mississippi Licensed Mortgage Company #2240; Missouri Residential Mortgage Licensee; Montana Mortgage Lender License #2240; Nevada Mortgage Broker License #1043, 225 Redfield Parkway, Suite 204, Reno, NV 89509 775-826-1171; Licensed by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; Licensed Mortgage Banker - NYS Department of Financial Services; Ohio Mortgage Broker License #MB.803887.000; Oregon Mortgage Lender license # ML-186; Licensed by the Pennsylvania Department of Banking; Rhode Island Licensed Lender; Texas Mortgage Lender, License #2240. This is not an offer of credit or an offer to enter into an interest rate lock-in agreement nor is this notice of loan approval. NMLS Unique Identifier# 2240. ( ) Main Office of SIRVA Mortgage, Inc.; 6200 Oak Tree Blvd., Ste 300, Independence, OH 44131; Telephone: 1-800-531-3837. Information last updated 3/9/2015