SIMPLE PATH FINANCIAL LLC
IRVINE, CA

Simple Path Financial, LLC is a financing company that provides loan referral services as well as acts as a lender in select circumstances. Based in Irvine, California, the company is registered with the Florida Department of State and incorporated on November 29, 2016. Licensed primarily under license #60DBO - 65920 as a finance lender in California, Simple Path Financial facilitates business, mortgage, student, and unsecured personal loans through partnerships with third-party lenders. The exact origin of funding depends on both the borrower's location and loan type, with certain personal loans directly issued by the company. It specifies that all submitted loan applications are subject to credit review and approval. The eligibility for credit applicants is generally restricted to U.S. citizens or permanent residents aged 18 and over, holding a valid bank account and Social Security Number/FEIN. While APR and interest rates can vary with different lenders' terms, Simple Path Financial does not control the criteria set by participating third-party lenders regarding loan worthiness. The company maintains transparency in lender identification on loan agreements and provides detailed information regarding its rates, terms, and licensing. Clients are required to authorize inquiries into their personal information as part of credit evaluation processes. The legal framework governs this authorization for obtaining credit reports, verifying income, contacting employers, and sharing identification and credit experience with relevant parties. Duplicate offers due to multiple mailings or acceptance attempts result in the offer's cancellation, with all offers valid until the expiration date listed on their respective letters. The company has updated its records most recently as of December 20, 2018, indicating changes in authorized representative names or bank records. Further updates and documents are accessible through an application for online filing. Additionally, Simple Path Financial's last annual report is recorded to be effective until January 8, 2025, and the company details a business office located at Von Karman Avenue in Irvine. The corporate phone number is (855) 575-3822, providing a direct client contact point. Bradley W Smith serves as the managing officer within this corporation.