SIMPLE PATH FINANCIAL LLC
IRVINE, CA

Simple Path Financial, LLC is based in Irvine, California, where it operates as both a loan referral service and an occasional lender. Established on November 29, 2016, it’s under California finance license #60DBO - 65920 and registered with the Florida Department of State. The company facilitates various loans, including business, mortgage, student, and unsecured personal loans, by working through partnerships with third-party lenders. Depending on factors like borrower location and loan type, some personal loans are issued directly by Simple Path Financial. Applicants usually need to be U.S. citizens or permanent residents aged 18+, along with a valid bank account and Social Security Number/FEIN. The APRs and interest rates vary, shaped mainly by the third-party lenders' terms since Simple Path doesn't determine loan eligibility criteria. Transparent practices are in place: lenders are clearly identified on loan agreements, and details about rates, terms, and licensing are provided upfront to customers. As part of their credit evaluation process, clients consent for inquiries into personal data. Legal parameters dictate how this information is gathered-credit reports can be checked, incomes validated, employers contacted, and personal identification shared with relevant entities. If a client's submitted information matches multiple offers due to repeated interactions or acceptance attempts, those offers are automatically cancelled. All offers remain valid until their expiration date as noted on the offer letters. As of December 20, 2018, Simple Path Financial has updated its records regarding authorized representatives and banking details, with access to these filings available online. The company’s recent annual report is set to be effective through January 8, 2025. Their main office is located on Von Karman Avenue in Irvine, and clients can reach out via phone at (855) 575-3822. Bradley W Smith serves as the managing officer of this organization.