SILVERGATE BANK
LA JOLLA, CA

Let us help you find the right account for your business. We'd love to see you in person! Visit any of our convenient business banking centers, or follow the logo below to find a surcharge-free ATM near you! La Mesa Business Banking Center Let us help you find the right account for your business. When you need us, we're always here to listen! After all, you're the reason we do what we do. Please reach out to us any time with questions, comments, or concerns. You can always count on helpful, friendly service from our experienced staff. Fill out the form below and one of our representatives will contact you within one business day.  Let us help you find the right account for your business. About Silvergate Bank Silvergate Bank is dedicated to providing the highest level of personal service to our customers. A commitment to customized banking solutions that satisfy both current and long-term needs is redefining the way our bank partners with companies and individuals. Dedicated Business Focus We provide superior service, internally and externally, in every interaction, by: Doing more than is expected Silvergate Bank is innovative and we: Silvergate Bank Each year, The Silvergate Bank is proud to award academic scholarships to deserving college students of modest means. Scholarships are awarded on an ongoing first come, first served basis by the academic scholarship committee. Silvergate Bank Silvergate Bank is a proud sponsor of the "Kid's Day at the Beach," a non-profit event that occurs twice a year, offering fun, sun and surfing instruction for underprivileged children in the San Diego area. Silvergate Bank has been instrumental over many years by organizing fundraising and funds management. The company has created a portal through their home page where supporters can donate money to Kid's Day electronically. Ocean Minded has joined WindanSea Surf Club as co-sponsor. The La Jolla YMCA also donates a bus and arranges for a driver each year. The Community Reinvestment Act ("CRA") requires that the federal banking regulators encourage insured financial institutions to help meet the credit needs of the local communities in which they are chartered, consistent with safe and sound operation. Silvergate Bank is invested in the communities where we live and work and values the opportunity to be an integral part of each community we serve. Whether through the donation of volunteer time or direct financial support, our giving is based on the belief that our vitality as a community bank depends on the well-being of Southern California communities. Silvergate Bank is committed to meeting the credit needs of the communities in our assessment area while maintaining high credit quality standards and sound non-discriminatory practices. The Board of Directors and Management of the Bank fully support the purpose of CRA, and recognize the need to establish and appropriately document the Bank's CRA policy and efforts, including participation by Bank employees, Management, and the Board in CRA efforts, including any community development activities to help meet the credit needs of the local communities in which they are chartered, consistent with safe and sound operation. Our goal at Silvergate Bank is to continue to build mutually beneficial relationships with our customers for the vitality of our communities. Under the Federal Community Reinvestment Act (CRA), the Federal Reserve Board (FRB) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The FRB also takes this record into account when deciding on certain applications submitted by us. You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the FRB; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our response to those comments. You may review this information today. . You can also correspond in writing with the Federal Reserve Bank Consumer Help Center P.O. Box 1200 Minneapolis, MN 55480. Please send requests for copies of our most recent CRA performance evaluation or CRA public file and written comments about our performance in helping to meet community credit needs to: Silvergate Bank Let us help you find the right account for your business. Alan J. Lane has been with Silvergate since December 2008. He is Director and Chief Executive Officer of Silvergate Bank and is Director and President of the Bank's holding company, Silvergate Capital Corporation. Mr. Lane has over 30 years of corporate and financial institution leadership experience. He formerly held the positions of Director, President and Chief Operating Officer of Southwest Community Bancorp, a $650 million company; Vice-Chairman and Chief Executive Officer of Financial Data Solutions, Inc.; and President and Chief Executive Officer of Business Bank of California, a $700 million commercial bank with fifteen branches in northern and southern California. In addition to his financial institution experience, Mr. Lane has served as President/CEO or Chief Financial Officer of both manufacturing and retail companies, ranging in size from $10 million to $50 million in annual revenues. Mr. Lane serves on the Board of Directors of Natural Alternatives International, Inc. He earned his BA in Economics from San Diego State University. Since the recapitalization of Silvergate Bank in 1996, Mr. Eisele has served as an executive  of the Bank and its parent company Silvergate Capital Corp. He holds the position of Vice Chairman of both organizations and is President and Chief Credit Officer of the Bank. Mr. Eisele was also an active partner in DSF Management Corporation, a real estate investment and management company, from 1994-2000. He and his partner invested $94MM in various real estate transactions and controlled approximately $250 million in assets during a six year period, generating an internal rate of return in excess of 27%. From November 1989 to April 1994, Mr. Eisele was a Vice President of Coastal Realty Partners, Houston, Texas. He was responsible for managing and disposing of real estate and real estate related assets on behalf of governmental agencies and private investors. Mr. Eisele oversaw asset resolutions from over 100 failed financial institutions through contract work for the FDIC, RTC, and Federal and Savings Loan Insurance Corporation. In 1996 he co-founded Silvergate Bank and has been an integral part of the Bank's growth to over $900 million in assets. During his tenure Mr. Eisele has continuously overseen the lending function and at various times has directly overseen the accounting, audit, human resources, information technology, branch network, and compliance areas. In aggregate, his asset management experience exceeds $3 billion, including performing, sub performing, and nonperforming loans as well as REO properties. Mr. Eisele has a Master of Business Administration from the University of Houston and a Bachelor of Science in Business Administration from the University of Delaware. Mr. Eisele is also a graduate of the American Bankers Association Stonier Graduate School of Banking at the University of Pennsylvania.