SABAL TRUST COMPANY
ST PETERSBURG, FLORIDA

As the largest employee-owned trust company in Florida, our highly qualified Principals and multi-generational staff members are invested in creating a strategic approach to your financial security and growth. Many of our clients have been with us for three generations, and it is in our nature to handle your relationship with care and concern. Our commitment to client service means we are never more than a phone call away. Rarely, if ever, will you call and be greeted with voicemail. Our full range of services is provided through a dedicated relationship-management team, comprised of owners (Principals) of the firm. We offer convenient access to account information through our website and a consolidated account statement. You have spent years envisioning your future. Let Sabal Trust help you achieve it. For over 30 years, Sabal Trust Company and our predecessor companies have been serving communities throughout Florida. Since our inception, Sabal Trust’s vision was one of stability and lasting relationships that would stand the test of time. Indeed, many of the relationships we have forged have endured beyond a lifetime, some spanning three generations. Scott Pieper is involved in a variety of charitable and philanthropic organizations in the Tampa Bay area. He serves on the Board of Directors of the Conn Memorial Foundation and on the Investment Committee of the Tampa Metropolitan Area YMCA. Scott is a member of the CFA Institute and a past president of CFA Tampa Bay. He received a Bachelor of Arts from Lehigh University and an MBA from the University of South Florida, and he completed the Executive Education program at the University of Virginia's Darden Graduate School of Business. Scott holds the Chartered Financial Analyst® designation and is a graduate of the American Bankers Association National Trust School. Jennifer Garbowicz serves the community through her commitment to St. Anthony's Hospital where she is a lifetime member of the Auxiliary and serves on the Board of Trustees of the St. Anthony's Hospital Foundation. She serves on the Board of Directors as Immediate Past President of CFA Society Tampa Bay. Jennifer earned a bachelor's degree from Eckerd College and a Master of Business Administration from the University of Tampa. She holds the Chartered Financial Analyst® designation, is a member of the CFA Institute, and is a graduate of the American Bankers Association National Trust School. Gerry Lachnicht is dedicated to his community through service on the Board of Directors for Habitat for Humanity Lake-Sumter, FL and as a member of the Board of Directors of the CFA Society of Orlando. Gerry has served as an Advisory Board member for Florida International University's (FIU) Chapman Graduate School of Business; taught as an adjunct professor at Florida Atlantic University (FAU); and was involved in the creation of FAU's Equity Research Analyst Program. Gerry is a graduate of FIU, where he earned a Bachelor of Science in Business Administration and a Master of Science in finance. Gerry holds a Chartered Financial Analyst® designation and has held leadership roles for more than 10 years, including a term as president of the CFA Society of South Florida. Bruce Mullin proudly served our country while in the United States Marine Corps. More locally, Bruce has been deeply involved in helping medically challenged children and adults through volunteering at the Easter Seals of Southwest Florida Inc. Bruce currently serves on the Trustee's Committee of the Pinellas County Foundation. He earned a Bachelor of Business Administration from Stetson University and a Master of Business Administration from the University of South Florida. He holds a Chartered Financial Analyst® designation and is a member of CFA Tampa Bay Society, and he holds a Certified Financial Planner® designation. Bill Eickhoff serves on a number of local Boards of Directors, including the University of South Florida Foundation, the Sun n' Fun Aviation Foundation and the Florida Air Museum Inc. In the past, he has given his time as a director of the Experimental Aircraft Association, the Children's Home Society, St. Anthony's Hospital and the USF Alumni Association. Bill earned a Bachelor of Science in Business Administration and a Master of Business Administration from the University of South Florida. Bill holds the Chartered Financial Analyst® designation and is a member of the CFA Institute. He offers more than a quarter century of investment experience to his clients. Charles Kard, a lifelong resident of St. Petersburg, is deeply committed to the Tampa Bay community. He supports child abuse prevention and other causes through his involvement in the Exchange Club of St. Petersburg, where he is a past President. Mr. Kard is a member of CFA Tampa Bay and the Suncoast Estate Planning Council, and is an active member, Past President and Finance Chairman of his church. Mr. Kard graduated from Stetson University with a Bachelor of Business Administration. He holds the Chartered Financial Analyst® designation and has over a decade of experience in investment management. Sabal Trust Company maintains strategic relationships with a number of leading service providers and other organizations and professionals in the financial services industry. This network significantly strengthens our ability to provide integrated investment, trust and related services to our clients. For over 30 years, Sabal Trust Company has provided trusted and reliable investment management services to affluent individuals, families and organizations in Florida. These personalized relationships with you, as well as protecting your interests, are our primary goal. To ensure there are no oversights, we have specific protective measures to safeguard your financial security and growth: Sabal Trust is licensed and regulated by the State of Florida’s Office of Financial Regulation as a “limited charter state bank.” This charter limits us to investment management, trust administration, asset custody and other non-banking activities. Although Sabal Trust is a bank, we are not permitted under our current charter to accept deposits or make loans. Bank examiners from the State of Florida review our operations, internal controls, audits, compliance activities, account administration, asset management, and financial results and trends on a regular basis.