PORTFOLIO RESOURCES GROUP, INC.
MIAMI, FLORIDA

Who We Are Milliman is among the world's largest providers of actuarial and related products and services. Founded in 1947, Milliman is an independent firm with offices in major cities around the globe. We are owned and managed by our principals—senior consultants whose selection is based on their technical, professional and business achievements. Milliman serves the full spectrum of business, financial, government, union, education, and nonprofit organizations. In addition to our consulting actuaries, Milliman's body of professionals includes numerous other specialists, ranging from clinicians to economists. Despite our impressive growth over the past seven decades, we still operate according to the guiding principles of our founders, Wendell Milliman and Stuart Robertson. We retain their rigorous standards of professional excellence, peer review and objectivity. We remain committed to developing innovative tools and products and providing expert solutions. And we continue to earn our clients’ trust by keeping our focus fixed on their business objectives. For almost 80 years, BNY Mellon's Pershing has been recognized as a Wall Street innovator. From our early days on the floor of the NYSE to the award-winning technology we provide today, we have earned a reputation for thinking ahead—and staying ahead of the marketplace. The firm was founded on January 1, 1939 as Pershing & Company and boasted $200,000 in capital. The firm's original senior partners were Van Burger, Sr., Lou Froehlich, Dave Foster and Warren "Jack" Pershing, the only son of celebrated WWI General of the Armies, John J. Pershing. Initially, Pershing's vision centered on providing trade execution and clearance services to financial services firms located outside of the New York metropolitan area. Another early decision that set the firm apart was to establish a presence in strategic zones on the floor of the NYSE, a move designed to ensure that the firm provided clients with fast, efficient trade execution. During Pershing & Company's early years, three of the firm's senior partners were called to serve in World War II. Following the war's end, Pershing continued to build a reputation for providing regional financial services firms with unparalleled access to the NYSE and the AMEX, the world's leading exchanges. Since our beginnings in 1939 as an execution provider for regional financial organizations, Pershing has grown to become a global financial business solutions provider with offices around the world. We are a company built by our clients—we respond to your needs and evolve to help you succeed. In 2003, Pershing was acquired by The Bank of New York, the longest-lasting financial institution in the United States. Alexander Hamilton had founded the bank in 1784, had written its constitution and guided the organization through its early stages. The bank opened for business at the Walton House in Lower Manhattan on June 9, 1784, only a few months after the departure of British troops from American soil. In 2007, the merger of The Bank of New York and Mellon Financial Corporation formed BNY Mellon. Today, BNY Mellon is the Investments Company for the World, providing Pershing and all its clients the backing and resources of a global leader. We look at the world differently. Integrity and independence go hand in hand. To make money, you need access to good information, a plan that works over the long run, and professional management. There are clearly no government regulations that can protect you from ill-conceived complex financial products, or bad advice. It is therefore important to invest through advisors who share your ethical principles and values. While technology may have changed, there is an old adage which has stood the test of time: (buyer beware). We firmly believe that the best client is an informed client. The role of much of the media is to entice viewers by portraying the world either through the prism of "doom and gloom," or the rose-colored glasses of instant wealth from yet another fad. We help you cut through both the hype and the short-term myopia that stand in the way of accumulating wealth. We are the Portfolio Resources group of companies , an association of independent investment professionals with a common purpose: to give you access to the best thinking and proven portfolio managers to help you realize your financial goals . Portfolio Resources Group, Inc.