PACIFIC DEBT, INC.
SAN DIEGO, CA

Pacific Debt, Inc. is a debt settlement company based in San Diego, California, founded with the aim of providing valuable consumer options for managing credit card debts. The organization has established itself under CEO Kevin Landie and Director Sierra Izzard, both bringing considerable expertise to their roles. Kevin, a native of San Diego, began his career as an Investment Advisor before transitioning into debt settlement, where his extensive experience significantly contributed to Pacific Debt's founding. Sierra brings a background in economics, finance writing, marketing, and sales from her time at UC San Diego and prior positions. Pacific Debt operates in the field by assisting clients to reduce their debt obligations up to approximately 50% of their balance before fees through its structured programs that span over average durations of 24 to 48 months. These services come with certain caveats: not all clients may complete the program due to variable financial capabilities, and while historical data provides predictive results, no specific guarantees are made regarding debt resolution outcomes or timelines. Moreover, the use of Pacific Debt's services may impact creditworthiness and lead to increased account balances due to fees and accrued interest, despite negotiated settlements covering these costs. The company is incorporated under Florida business regulations with a filing number F17000002515 and maintains its mailing address at 750 B STREET, SAN DIEGO, CA, 92101, US. Clients have expressed satisfaction with the service's transparency and effectiveness in debt settlement assistance, as noted in consumer feedback. While Pacific Debt does not provide accounting or legal guidance, it remains a prominent advocate for consumers seeking to overcome credit challenges.