OPTIMUMBANK
FORT LAUDERDALE, FLORIDA

OptimumBank, headquartered in Fort Lauderdale, Florida, was established on November 1, 2000, by a consortium of local Broward County entrepreneurs. It emerged as a community-focused financial institution in response to the trend of out-of-state mega-banks dominating the regional market. In keeping with its community-centric philosophy, the directors provided investment opportunities to both large and small local investors. OptimumBank serves the South Florida region by offering traditional banking services primarily through personalized customer interactions. It positions itself as a fee-conscious alternative to larger financial institutions, boasting significant expertise in real estate and commercial lending sectors. The bank's client-centric model focuses on delivering customized solutions that cater to individual financial needs today and into the future. The institution, governed under Florida Models DOS, is incorporated with the filing number P00000041267, designated as a Domestic Mutual Professional Corporation (DOMP). Its corporate governance information, including details about OptimumBank Holdings, can be accessed through its Information Center. The bank was originally incorporated on April 25, 2000, and recently executed its last major organizational change via an amendment with a name change in July 2024. OptimumBank's headquarters are situated at 2929 E. Commercial Blvd., Suite 101, Fort Lauderdale, FL 33308, USA. Customers can contact the bank through several telephone lines, including (954) 900-2800 and others listed on their official website, [optimumbank.com](http://www.optimumbank.com). With a staff of experienced lending professionals making decisions locally, OptimumBank efficiently addresses both commercial and business borrowing needs. The leadership team includes Thomas A. Procelli and Joel Klein as directors, along with Moishe Gubin serving as Chief Accountability and Information Officer (CHAI), underscoring the bank's focus on transparent governance practices.