, aren't sure where to turn, trust me this book will lead you through the difficult steps. It'll save you the frustration of seeking help from folks who promise you help but do nothing. They only take your money. Follow the author's advice. It helped me purchase
I read the book...it's what we're talking about right now in our financial management class. It's just good, practical, advice.
This should really help people. Hopefully they can get it before they get taken in by a debt relief company.