NEW LIFE AGENCY, INC.
VALENCIA, CA

Web Application Development Company The insurance broker and any other persons or agencies are held harmless from any loss or damages arising from health insurance, life insurance, indemnity or supplemental benefits on the surrogate, Intended parent or egg donor being denied or accepted for coverage. New Life Agency, Insurance Agency does not make any representations regarding the insurance policies referenced herein or otherwise and is not in any way responsible for the coverage of such insurance or loss or damages from the denial of any claims under such policies. Health insurance, life insurance, indemnity or supplemental benefits and exclusions can and may change without notice. New Life Agency, Inc. Web Site: Terms and Conditions of Use PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THE NEW LIFE AGENCY WEB SITE. By using the NEW LIFE AGENCY Web Site (sometimes referred to as the Web Site), you agree to be bound by these Terms and Conditions of Use. If you do not agree to these terms of use, please do not use the Web Site. Whether or not you are a NEW LIFE AGENCY Client, each time you access this Web Site you are a Visitor. In these Terms and Conditions of Use you will be referred to as "you" or as a "Visitor." The NEW LIFE AGENCY is committed to providing information on a wide range of insurance and general topics for the use of clients, surrogates and health care professionals. The information links and affiliations available on the web site is for informational purposes only, and is not to be used for commercial purposes outside of the Web Site or for full insurance policy terms. All NEW LIFE AGENCY materials are developed by NEW LIFE AGENCY internet technicians, executives and staff. Although medical and health information is published on the NEW LIFE AGENCY Web Site, this is no substitute for proper medical advice, diagnosis, treatment or care. Always seek the advice of a physician or other qualified health provider with any questions you may have regarding a medical condition. We encourage you to review all information on the Web Site and to consult your physician or NEW LIFE AGENCY sales and broker team if you still have questions. In no event shall the NEW LIFE AGENCY be liable to Visitors or anyone else for any decision or action taken by you in reliance on information available on the NEW LIFE AGENCY Web Site. There are portions of the NEW LIFE AGENCY Web Site that allow you to report private and confidential information of patients and or facilities. Notwithstanding the above, NEW LIFE AGENCY has no obligation to monitor the use of the Web Site; however, it reserves the right to do so. NEW LIFE AGENCY is dedicated to protecting the privacy of Visitors to the NEW LIFE AGENCY Web Site and the particular medical interests or professionals of Visitors. This privacy policy applies to the NEW LIFE AGENCY Web Site. Once you enter another Web Site, via a link provided on the NEW LIFE AGENCY Web Site or by other methods, NEW LIFE AGENCY is no longer responsible for the privacy practices of the linked site. You should review the privacy statements of those Web Sites as posted on the individual sites. NEW LIFE AGENCY reserves the right to monitor usage of the NEW LIFE AGENCY Web Site through Visitor Statistics. Visitor Statistics will be used to track NEW LIFE AGENCY online publications as well as visitor interests, which may be used to enhance and improve the NEW LIFE AGENCY Web Site in the future. Visitor Statistics do not include personally identifiable information. Cookie files placed on a Visitor's machine are only stored with the Visitor's consent and express permission and only for the purpose of enhancing navigation on the NEW LIFE AGENCY Web Site. No personally identifiable information is tracked or collected for non-NEW LIFE AGENCY Members unless such Visitor voluntarily provides personally identifiable information to the NEW LIFE AGENCY via web forms or questionnaires on the NEW LIFE AGENCY Web Site or for purposes of receiving the NEW LIFE AGENCY's online publications or applications. NEW LIFE AGENCY Members are required to submit certain personally identifiable information as part of the application process, and may voluntarily provide other personally identifiable information to the NEW LIFE AGENCY via web forms or surveys on the NEW LIFE AGENCY Web Site. Any personally identifiable information received by the NEW LIFE AGENCY is used solely for internal NEW LIFE AGENCY purposes and is not shared with any nonaffiliated organizations. The NEW LIFE AGENCY does not sell or otherwise distribute names or other personally identifiable information to third parties for direct marketing, sales or any other purposes. Credit card information gathered through the NEW LIFE AGENCY Web Site for the purpose of purchasing products and is transmitted over a secure socket layer connection. Credit Card information is not stored or reused by NEW LIFE AGENCY after the requested purchase is complete. Only authorized NEW LIFE AGENCY personnel can access credit card information provided by the Visitor, and such access is made only at the Visitor's request. The NEW LIFE AGENCY Web Site is not designed or intended to attract children under the age of 13. The NEW LIFE AGENCY does not collect any personally identifiable information, whether or not such information is voluntarily provided, from any person it actually knows is under the age of 13. If a parent or guardian accesses the NEW LIFE AGENCY Web Site on behalf of a person under the age of 13, that parent or guardian is responsible for protecting that child's personally identifiable information. Although the NEW LIFE AGENCY makes every attempt to keep the information on the NEW LIFE AGENCY Web Site accurate and up-to-date, the NEW LIFE AGENCY cannot attest at all times to the accuracy and completeness of the information contained on this Web Site. ALL INFORMATION ON THE NEW LIFE AGENCY WEB SITE IS PROVIDED "AS IS" AND THE NEW LIFE AGENCY MAKES NO WARRANTY OR GUARANTEE, EXPRESS OR IMPLIED, ABOUT THE ACCURACY, COMPLETENESS, TIMELINESS, OR CORRECTNESS OF THE INFORMATION AND MATERIAL CONTAINED ON THIS Web Site. THE NEW LIFE AGENCY EXPRESSLY DISCLAIMS ALL WARRANTIES REGARDING THE Web Site, THE MATERIAL AND INFORMATION ON THE Web Site OR VISITORS' ABILITY TO ACCESS AND USE THE WEB SITE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.