MY ISLAND LLC
MIAMI, FLORIDA

How We Help You Avoid Overdrafts With Courtesy Pay with a checking account that has been open for at least 60 days making regular deposits sufficient to cover transactions are automatically enrolled in Courtesy Pay for paper checks and pre-authorized electronic items cleared through the automated clearing house (ACH). This automatic coverage includes recurring debit card transactions for the payment of a bill that you have previously authorized. To check to see if you are enrolled in our Courtesy Pay service, call us at (800) 334-8788 or visit any of our branches. If you do not complete the online opt-in form, members in good standing making regular deposits simply retain their automatic Courtesy Pay protection on paper checks and electronic items cleared through the automated clearing house (ACH), including recurring debit card transactions for the payment of a bill that you have previously authorized. However, to retain the maximum protection and reduce the chances of being declined at a purchase, you would want to Our overdraft service is not a loan and we require that you repay your overdrafts promptly not to exceed 30 days from the first day your account becomes overdrawn. Your account balance must be positive for at least one business day for the overdrawn balance to be considered repaid. For example, on the 1st your account becomes overdrawn by $50; on the 10th, another $75 posts to your account taking it further negative for a total of $125. You must repay $125 by the 1st of the following month. Call us at (800) 334-8788 or provide notice to us in writing, and return it to us via fax at (858) 769-7475 or mail to: License #9530137 California Department of Business Oversight. License #9530137 California Department of Business Oversight. License #9530137 California Department of Business Oversight. License #9530137 California Department of Business Oversight. License #9530137 California Department of Business Oversight. California Credit Union is a member of the CO-OP network, the largest credit union-only ATM network in the country. CO-OP network membership provides surcharge-free access at over 30,000 ATMs nationwide, which includes 9,000 deposit-taking locations, 5,500 participating 7-Eleven stores, and over 1,500 local machines throughout San Diego, Los Angeles, and Riverside counties. This email submission is not secure. Please do not provide any personal account numbers, your Social Security number, or other such confidential information. To submit a secure message about your account(s), please sign on to Digital Banking and submit your question via the secure email service. This question is for testing whether or not you are a human visitor and to prevent automated spam submissions. An inquiry or request about information provided by another lender California Credit Union is committed to providing exemplary service to our members throughout Southern California. As a result, we have a shared corporate office structure, with offices in both Glendale and San Diego, California. These offices provide central locations for our support, administrative, and executive staff. License #9530137 California Department of Business Oversight. Congrats On Making The Switch! We are committed to serving San Diego and Los Angeles counties with exceptional banking service, in branch and online. When you become a member you join a vibrant community of Californians and receive access to convenient services, exclusive discounts, and exceptional credit union products. As a member, our credit union earnings are paid back to you in the form of low rates, dividends, and community perks. It pays to be a member. License #9530137 California Department of Business Oversight. In 1933, California Credit Union was born out of a need to provide reliable, rewarding, and convenient financial services to teachers and others in the education community. Almost a decade later, North Island Credit Union made a name for itself by providing banking resources to military and civil service personnel. To provide even greater opportunities to Californians throughout the state, California Credit Union and North Island Credit Union have joined forces. We recognize our vibrant home that is California, and are committed to supporting the dreams of our members from crest to coast. California Credit Union is California’s credit union — serving driven, active members with superior products, enhanced member services, and an exceptional branch experience. Our Mission License #9530137 California Department of Business Oversight. You have the following right to restrict the sharing of personal and financial information with outside companies we do business with. Nothing in this form prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to give you the best service on your accounts with us. This includes sending you information about some other products or services. Restrict Information Sharing With Outside Companies We Do Business With To Provide Financial Products and Services: Unless you say "No," we may share personal and financial information about you with outside companies we contract with to provide financial products and services to you. You may make your privacy choice at any time. Your choice will remain unless you state otherwise. However, if we do not hear from you we may share some of your information with outside companies with whom we have contracts to provide products and services. California Credit Union is committed to providing you with a safe and secure online experience. It is a company-wide priority to ensure that your identity is secure and your resources are safe. This online privacy policy outlines how we manage these priorities as they relate to our web site and electronic communications. As systems advance and technologies develop, this policy will be updated and modified as needed. Throughout this policy there will be references to two distinct areas of online services: California Credit Union does not collect any personally-identifiable information on with website without consent. We use website monitoring software to gather aggregate information about our visitors' browsing activities in order to improve our site and better serve our members. We use this data to analyze trends, track visitor movement, and gather demographic information. IP addresses are not linked to personally identifiable information. California Credit Union provides calculators and other online tools to assist visitors in making financial decisions. These tools do not collect or store any information entered by web visitors. Online loan applications require additional information necessary to process online requests and this information is protected in accord with the credit union’s Privacy Policy.