MIDLAND STATES BANK, INC.
EFFINGHAM, IL

A strong and growing diversified financial services company, we take heart in providing our clients with world-class service, our shareholders with ownership in a prosperous company, and our employees with a fulfilling career where they can advance.  From our modest beginnings as a one-branch bank in Effingham, Ill., Midland has grown and diversified into a unique financial services company. Today, Midland serves consumer, business and corporate clients with a full range of services: We’ve expanded our services in recent years from traditional checking, savings and loans to how our clients truly want to conduct business—from mobile devices. Now you can deposit checks, transfer money, pay bills and access loan accounts quickly and simply from your smartphone, tablet and computer. Anytime, anywhere.  With mortgage expertise as a specialized focus throughout our market area, we’ve expanded the number of mortgage lenders to cover Illinois, Missouri, Colorado and North Carolina. We’ve increased the speed of processing loans, and our professional lenders help you every step of the way. Business & Commercial Our business and commercial banking teams expertly handle loans and accounts of all sizes. As technology has advanced, so have our services—and ability to provide businesses with the resources they need.  It requires a superior level of personal attention to clients’ needs to build custom leasing and financing programs, Midland Equipment Finance, does just that. They tailor and manage programs for equipment and software vendors that sell healthcare supplies, retail petroleum, telecommunications systems, lighting, manufacturing, construction, transportation, environmental services and more.  Our subsidiary, Love Funding, is consistently ranked among the nation’s top FHA-insured lenders, with extensive experience in all aspects of real estate investment analysis and mortgage lending. They provide FHA financing for acquisition, refinancing, new construction and substantial rehabilitation for multi-family and affordable housing, healthcare facilities and hospitals, and more. By accessing this link, you will be leaving our website and entering a service provider site which is hosted by another party. Please note that this site's privacy policy and security practices may differ from Midland States Bank's. As such, we cannot control, endorse or guarantee any aspect of the use of the linked site, and we assume no responsibility for such use. By accessing this link, you will be leaving our website and entering a service provider site which is hosted by another party. Please note that this site's privacy policy and security practices may differ from Midland States Bank's. As such, we cannot control, endorse or guarantee any aspect of the use of the linked site, and we assume no responsibility for such use. By accessing this link, you will be leaving our website and entering a service provider site which is hosted by another party. Please note that this site's privacy policy and security practices may differ from Midland States Bank's. As such, we cannot control, endorse or guarantee any aspect of the use of the linked site, and we assume no responsibility for such use. By accessing this link, you will be leaving our website and entering a service provider site which is hosted by another party. Please note that this site's privacy policy and security practices may differ from Midland States Bank's. As such, we cannot control, endorse or guarantee any aspect of the use of the linked site, and we assume no responsibility for such use.