MEMBER BENEFITS, INC
ATLANTIC BEACH, FLORIDA

Earl C. Trefry, Jr., CLU, the founder of Member Benefits (formerly known as BPC Financial), graduated from the University of Florida in 1972. Earl, a.k.a. “Chip” has spent most of his career specializing in helping professionals with their insurance and planning needs. Incorporated October 1, 1984, under the laws of The State of Florida and domiciled in Jacksonville, Florida, the company was formed expressly to provide professionals and their small businesses with specialized insurance products and advice. Member Benefits began working with associations by providing the Duval County Bar Association with an exclusive individual non-cancellable Disability Income product offering in 1985. This program was offered to The Florida Bar in 1987, initiating The Florida Bar’s relationship with Member Benefits. Since that time, Member Benefits has developed and enhanced a complete array of products and services designed for association members and their small businesses. Built on its long-standing reputation for taking good care of association members, Member Benefits has expanded its services to more associations and affinity groups throughout the country becoming a national leading provider of association member benefits solutions. Member Benefits is a proud member of Member Benefits offers a premier level web-based shopping experience backed by experienced Benefits Counselors that provides guidance and assistance to members during the insurance procurement process and throughout the plan year as members use their coverage. Key differentiators of Member Benefits’ Private Exchange solutions include: Specially priced ancillary association group products The Individual Marketplace provides individuals (members and/or employees) with an online shopping experience that enables members to select from multiple leading health insurance providers, as well as valuable ancillary benefits such as dental, vision and more. Individuals create and manage their own individual benefits portfolio online. This exchange, for employer groups with 5 or more employees, provides a comprehensive employee benefits management platform. Employers create their own customized private exchange and choose between offering a menu of Individual Major Medical plans for employees to select or a traditional group health policy with multiple plan choices within the plan. This model is designed around the strategy of shifting employers away from the costly defined benefit insurance model to the “defined contribution” model whereby employers set, budget, and better control their benefits expenses. Employees use their “defined contribution” monies to shop from a wide variety of plans on the exchange. Most product vendors only have their own marketing campaigns under consideration and have little knowledge of when and how often other vendors are sending communications to your members. With so many different messages being sent to your membership, this can eventually cause your Member Benefits Program to get “watered down” and lose its value. With so many insurance and financial products that can benefit your members, a key advantage to associations offering a consolidated benefits program through a third party administrator as opposed to directly through product vendors is our sensitivity to the communication schedule. Members DO NOT want a bombardment of simultaneous mailers, emails, and solicitation calls. These communications need to be sent in a timely manner and the message needs to be consistent. Effective communication is a common factor in every successful Member Benefits programs. We support Associations, Affinity Groups and Franchises by providing customized insurance products and other services for individual members and employer groups. From your own customized private exchange to marketing and communications, we have your organization covered! Premier level, web-based shopping experience that provides guidance and assistance for members while shopping for their health insurance. Multiple insurance carriers, government subsidy assistance and specially-priced group ancillary products ensure you have the options your organization needs. Being a TPA allows Member Benefits to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more! We Make Member Benefits Easy! Contact us to start your Member Benefits Program today!