MAGRUDER AGENCY, INC.
BRANDON, FLORIDA

Established in 1989, our business has grown simply because of our personal attention to your needs. In this day of point and click, it’s just too easy to find yourself with an insurance product that doesn’t fit your specific situation. That’s why we’ll sit down with you and take time to learn about the challenges you face so you walk away with the best coverage that you can afford. We are committed to providing courteous professional service to our customers, and we are always looking for ways to be an asset to our local community. In 2003 the Magruder Agency was named the MINORITY AND WOMAN OWNED BUSINESS OF THE YEAR and also SMALL BUSINESS OF THE YEAR for Brandon. We felt very honored to win both awards and will continue our efforts of providing the highest quality of service. How you plan to use the home (personal or business) It is understandable to want to protect your new investment from anything happening to it but there are ways to do that without over paying on your homeowner’s insurance premium. The purpose of homeowner’s insurance is to help you replace or rebuild your home if damage were to ever occur, so the amount of coverage you should purchase should allow you to just do that. There is no need for extra coverage if you will never use it. You can verify this amount by determining the cost it would be to rebuild a similar size and style home. Check with a local construction company or even real estate agent for the building cost per square foot for homes in your area. Multiply this amount by the square footage of your home to determine the amount it would cost to rebuild your home – this is the amount of coverage you would need at minimum to ensure you could replace your home if it were damaged beyond repair. For example, if your home was 2,300 square feet and the local cost per square foot in your neighborhood was $126, then the cost to build a home of your size is roughly $289,800. LET US HELP YOU GET THE RIGHT COVERAGE MISSION Our mission has never changed, which is to treat our clients to the highest level of service and professionalism as if they were members of our family. As an independent agency, we are able to leverage multiple insurance providers to arrive at just the right coverage for our clients’ specific needs.