M PAYAN PA
WESTON, FLORIDA

Melinda sees mortgage financing from a unique perspective. She fully understands the underwriting process. She has successfully navigated through the changes have taken place in the mortgage industry over the years. As a prior owner and current owner of a mortgage company or loan officer for almost 20 years, she has remained active in originating loans with many top lenders. She continues to maintain both a State and Federal loan originator’s license. The Truth about Lending offers you more than twenty years of business and financial expertise in order to successfully and expeditiously negotiate your financing needs. Our staff is comprised of a former loss mitigation underwriter, a mortgage company owner, mortgage processors, and licensed active mortgage brokers, all of whom are here for the sole purpose of assisting you and getting your loan successfully completed as quickly as possible. In addition The Truth About Lending has access to many programs that other lenders may not. If you have had a recent bankruptcy, foreclosure or short sale and you want to purchase a house we may have financing options for you. In 2008 when the mortgage industry crashed Melinda and her family went through some difficult times when one of her children was very sick. She ended up having to short sale her own home. She knows how it feels to get a fresh start and it has become her passion to be able to help others. If you have been turned down by other lenders call The Truth About Lending we may have options for you. Call us today at 1-888-76-TRUTH or click apply now to start the loan process. At a time when bank loan officers are not required to have any mortgage license, it is very important to work with someone who truly understands the guidelines and how to help a borrower. Melinda sees mortgage financing from a unique perspective. She fully understands the underwriting process. She has successfully navigated through the changes have taken place in the mortgage industry over the years. As a prior owner and current owner of a mortgage company or loan officer for almost 20 years, she has remained active in originating loans with many top lenders. She continues to maintain both a State and Federal loan originator’s license. The Truth about Lending offers you more than twenty years of business and financial expertise in order to successfully and expeditiously negotiate your financing needs. Our staff is comprised of a former loss mitigation underwriter, a mortgage company owner, mortgage processors, and licensed active mortgage brokers, all of whom are here for the sole purpose of assisting you and getting your loan successfully completed as quickly as possible. In addition The Truth About Lending has access to many programs that other lenders may not. If you have had a recent bankruptcy, foreclosure or short sale and you want to purchase a house we may have financing options for you. In 2008 when the mortgage industry crashed Melinda and her family went through some difficult times when one of her children was very sick. She ended up having to short sale her own home. She knows how it feels to get a fresh start and it has become her passion to be able to help others. If you have been turned down by other lenders call The Truth About Lending we may have options for you. Call us today at 1-888-76-TRUTH or click apply now to start the loan process. At a time when bank loan officers are not required to have any mortgage license, it is very important to work with someone who truly understands the guidelines and how to help a borrower. Melinda sees mortgage financing from a unique perspective. She fully understands the underwriting process. She has successfully navigated through the changes that have taken place in the mortgage industry since 2009. As a prior owner and current owner of a mortgage company for many years, she has remained active in originating loans. She continues to maintain both a State and Federal loan originator’s license. The Truth about Lending is her company and it offers you more than twenty years of business and financial expertise in order to successfully and expeditiously negotiate your financing needs. Austin personally oversees your mortgage to ensure a smooth transaction from start to finish. He maintains constant contact with all parties involved, including sellers, buyers, agents, lenders, homeowner’s associations, title companies and mortgage brokers. Your satisfaction with the mortgage process is his main concern and he will take great care to assure that your file is handled professionally and efficiently. Chad Scott was born and raised in South Florida. He is a licensed real estate agent and CPA. He has been an active auditor and CPA since he graduated from the University of Florida in 2005. His background in accounting is a valuable asset when guiding sellers through the mortgage process. He can consult with buyers, sellers and agents to give all parties a complete picture of what to expect throughout the transaction. He is an active member of his community civic association and cares about the people of South Florida. Chad is unsurpassed by his peers because of his passion for his community, professionalism and mortgage expertise. Carlos Carmona, Production Manager Carlos is an enthusiastic and reliable sales associate with experience in delivering and maintaining above average company standard customer service and sales. He is passionate about assisting homebuyers find the right mortgage for them in the most ethical and honest way. Over the years the more experience and knowledge he acquired, the more he fell in love with the industry. It became what he dreamt, spoke and thought of on a daily basis. Carlos was fortunate enough to join the growing brokerage company, The Truth about Lending, which in turn increased his enthusiasm to learn more. He continues to learn under the guidance of Melinda Payan, whose 20 years of experience in the industry continues to have a tremendous impact on the success of the home-buying and refinance process.