M PAYAN PA
WESTON, FLORIDA

The Truth About Lending, known previously as MELINDA PAYAN PA, is a mortgage brokerage company founded by Melinda Payan, located in Weston, Florida. Established on December 12, 2011, it has a longstanding history of over twenty years in the mortgage industry, providing expert financial advice and loan origination services to clients. As a licensed State and Federal loan originator, Melinda brings her extensive underwriting and origination experience to offer personalized lending solutions. The company's unique approach stems from its diverse team, including a former loss mitigation underwriter, mortgage company owners, processors, and brokers dedicated to helping clients navigate complex financing scenarios efficiently. Recognized for their flexibility in accommodating non-traditional financial situations such as bankruptcies, foreclosures, or short sales, The Truth About Lending aims to provide new opportunities for homeownership despite past challenges. This commitment traces back to Melinda's personal journey through financial adversity during the 2008 mortgage crisis which fuels her passion for aiding others. Strategically located in Broward County, Florida, and operated under DOCS as a DOMP with filing number P11000105160, they maintain their office at 16686 GOLFVIEW DRIVE. The company emphasizes professionalism with multiple contacts available through various phone numbers including (888) 768-7884 and offers detailed guidance on their website: thetruthaboutlending.com. Beyond just a traditional mortgage broker, the team includes influential figures like Austin, who personally ensures smooth transactions for clients, and Chad Scott, whose accounting background as a CPA enhances financial advisory capabilities. Carlos Carmona's role in production management showcases over-the-counter expertise to elevate customer satisfaction and ethical engagement in lending practices. The latest corporate developments include a name change and amendment on January 13, 2017, and their last annual report filed on February 3, 2024, securing ongoing compliance under Federal Employer Identification Number (FEI) 45-4017712. Mauricio J Payan continues to serve as the President overseeing operations within this reputable establishment in Florida's real estate finance sector.