LOWRY FINANCIAL ADVISORS, INC.
NEWBERRY, FLORIDA

got its start in Miami, Florida, in 1978 as The Lowry Group, Inc., by our senior partner, Joseph E. Lowry. A native of South Florida, Lowry established the company with the mission of offering "the highest quality financial services to our clients." In 1979, Lowry relocated the company to Gainesville in North Florida. Lowry Financial Advisors, Inc.,  was formed in 2000 and registered as an Investment Adviser in 2004 to reflect the formal positioning of Joseph E. Lowry, Jr., as a full partner in the firm. Lowry, Jr., joined the firm in 2004 and was named managing partner in 2008. Together, Joe, Sr., and Joe, Jr., work in tandem to provide a high level of personal attention to each of the firm's clients. In keeping with this focus, the firm is very fortunate to have an excellent and seasoned support staff, who, in like fashion, endeavor to provide the highest quality service to our clients in a prompt, courteous, and professional manner. This communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, FL, GA, ID, IL, KS, MA, MD, ME, MO, NC, NH, NJ, NY, OH, SC, TX, UT, VA, WA, WV. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Securities offered through As in any relationship, success depends on our ability to understand your concerns and objectives and then to construct a plan to help you address them. Lowry Financial Advisors  This communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, FL, GA, ID, IL, KS, MA, MD, ME, MO, NC, NH, NJ, NY, OH, SC, TX, UT, VA, WA, WV. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Securities offered through This communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, FL, GA, ID, IL, KS, MA, MD, ME, MO, NC, NH, NJ, NY, OH, SC, TX, UT, VA, WA, WV. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Securities offered through This communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, FL, GA, ID, IL, KS, MA, MD, ME, MO, NC, NH, NJ, NY, OH, SC, TX, UT, VA, WA, WV. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Securities offered through This communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, FL, GA, ID, IL, KS, MA, MD, ME, MO, NC, NH, NJ, NY, OH, SC, TX, UT, VA, WA, WV. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Securities offered through