LOAN SCIENCE, LLC
AUSTIN, TX

LOAN SCIENCE, LLC is a specialized consultancy firm specializing in the science of lending with a focus on managing student loan programs. Founded in Austin, Texas, in 2008 by Steve and Bill, both veterans in the consumer credit industry, Loan Science aims to increase the profitability of its client’s student loan portfolios through advanced analytics and results-driven methodologies. The company utilizes predictive analytics to optimize the design, delivery, and management of student lending programs. Its expertise extends to managing Title IV federal loan funding for student loans, leading to improved revenue and enrollment rates for colleges and universities of all sizes while reducing cohort default rates (CDR). Loan Science also supports private lending institutions by enhancing the financial performance of their student and consumer loan portfolios with an analytics-based approach that improves repayment rates. It offers valuable insights into the management of existing or prospective portfolios of private student loans, offering strategic advice on portfolio valuation. With a business intelligence platform supporting comprehensive data from systems like National Student Loan Data Systems (NSLDS) to school's own systems, Loan Science provides key performance metrics and future CDR forecasts. Its predictive analytics facilitate targeted communication strategies with borrowers, optimizing returns while minimizing stress. Quick deployment average of 45 days allows immediate utilization of their advanced data management capabilities. Positioned as more than a mere technology provider, Loan Science acts as a dedicated partner offering off-the-shelf and customizable reporting, underpinned by industry-leading data security practices. Headquartered in Austin’s vibrant tech hub renowned for its music scene and culinary diversity, the company is committed to both fostering innovative student lending strategies and promoting education access. Steve currently leads with his extensive background in the lending industry at Wells Fargo, while Bill, now retired as Chief Credit Officer, formerly contributed significantly to developing Loan Science’s analytical infrastructure. For contact and more information, Loan Science can be reached at their office address 2201 DONLEY DRIVE, SUITE 110, AUSTIN, TX, 78758, or through various phone lines including (512) 501-2400. Visit [loanscience.com](http://www.loanscience.com) to learn more about their transformative impact on the student lending sector.