LIPARI RIBEK GROUP LLC
PALM BEACH GARDENS, FLORIDA

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. John is a financial advisor with a decades-long career who has navigated three market crashes and numerous turbulent markets to provide his clients with the high level of individualized service they deserve. Today, John applies his extensive knowledge of the financial services industry to support his team and address the needs of those they serve. His background as a fee-based, discretionary portfolio manager specializing in common stocks and long-term buy and hold strategy informs his work on a daily basis. Joining Raymond James in 2015, John brings more than 32 years of experience in the financial services industry. He began his career at Merrill Lynch, later joining First Manhattan Company and Morgan Stanley where he spent 23 years as a discretionary portfolio manager. He earned his bachelor's degree from Florida International University. Richard works diligently to empower his clients, helping them envision the retirement they want and then work toward achieving it. Objective and reliable, his focus is on overall investment management with an emphasis on fixed income and individualized financial planning. As a Portfolio Manager at Lipari, Ribek & Chamness in North Palm Beach, Florida, I help serve the needs of high net worth individuals and their families, including business owners, entrepreneurs, foundations and endowments. I have over 23 years experience in financial and client services. When life's decisions emerge, I am my client's first call. I'm committed to helping my clients prepare for and navigate the unexpected throughout good times and bad. With my clients, I emphasize asset allocation and total portfolio management. Among my areas of focus are retirement planning, business succession planning, and life insurance planning. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. practitioners agree to abide by a strict code of professional conduct, known as CFP Board’s Code of Ethics and Professional Responsibility, which sets forth their ethical responsibilities to the public, clients and employers. CFP Board also performs a background check during this process, and each individual must disclose any investigations or legal proceedings related to their professional or business conduct. practitioners are to act with integrity, offering you professional services that are objective and based on your needs. They are required to provide you with information about their sources of compensation and conflicts of interest in writing. We put the needs of our clients first. And we chose to partner with Raymond James because we believe the firm is also dedicated to your best interests. The firm delivers industry-leading support, superior client service, and the financial planning and investment resources of a premier financial services company. While Raymond James has the resources to match even the largest firms’ capabilities, our focus is on building close-knit individual relationships based on trust and integrity. The firm’s culture of independence allows us to work closely with you to create custom solutions to your short- and long-term financial challenges. We’re honored to partner with a firm whose founding principles of client first, conservatism, independence and integrity remain refreshingly at the forefront, and especially appreciate the priority placed on supporting our relationships with our clients. Those values have helped Raymond James become one of the largest independent financial services firms in our industry, with a long-term track record of stability and growth.