JOINER AND JOINER LLC
FORT MYERS, FLORIDA

Joiner & Joiner is an independent agency serving clients in the United States. By utilizing extensive research and disciplined risk management techniques, J&J helps individuals and families with their retirement goals. Our focus is on doing what is best for our clients’ health and wealth. Joiner and Joiner believes that by providing our clients the best products, services, and the highest rated companies available, success and protection will follow and that our success as a business is based upon your success as a person. It’s our pleasure to serve you in all of your health and retirement goals so you have the best retirement possible. We will continually establish itself as a leader in the financial services community by providing the utmost in quality of financial services and products which we cater to each client’s needs and interests, resulting in trusted long-lasting relationships for years to come. We are a full-service retirement planning financial advisory that is driven by one focused goal – to help clients grow, protect and transfer all they have worked so hard to achieve. How can we help you secure your financial future? We will give you the guidance to save for retirement, generate retirement income, minimize your tax burden, determine proper insurance coverage, help you develop strategies to manage your financial future and offer personalized programs to help you achieve your unique goals. The earlier and more carefully you plan, the more likely you are to realize your vision of the future and enjoy yourself when retirement actually comes. We can guide you step-by-step through the retirement planning process and help you create a plan that meets your unique goals and objectives. As health insurance has grown more complex, you can rely on us to help you make an informed decision about your plan. We’re an independent advisor offering unbiased advice, and we’ll go over the pros and cons of each company and health insurance plan available to you. You can rely on Joiner & Joiner to help you navigate the complexities of Medicare Parts A, B, C and D. We offer many different companies and different Medigap/Supplemental plans, Medicare Advantage plans and prescription drug plans to help you cover deductibles, copayments and coinsurance—and could save you thousands of dollars. Medicare911 utilizes extensive research and disciplined risk management techniques to help individuals and families with their retirement goals. Our focus is on doing what is best for our clients’ health and wealth.   Cliff Joiner, Owner of Medicare911, believes that by providing our clients the best products, services, and the highest rated companies available, success and protection will follow and that our success as a business is based upon your success as a person. It’s our pleasure to serve you in all of your health and retirement goals so you have the best retirement possible. Joiner & Joiner is an independent agency serving clients in the United States. By utilizing extensive research and disciplined risk management techniques, J&J helps individuals and families with their retirement goals. Our focus is on doing what is best for our clients’ health and wealth. Joiner and Joiner believes that by providing our clients the best products, services, and the highest rated companies available, success and protection will follow and that our success as a business is based upon your success as a person. It’s our pleasure to serve you in all of your health and retirement goals so you have the best retirement possible. We will continually establish itself as a leader in the financial services community by providing the utmost in quality of financial services and products which we cater to each client’s needs and interests, resulting in trusted long-lasting relationships for years to come. We are a full-service retirement planning financial advisory that is driven by one focused goal – to help clients grow, protect and transfer all they have worked so hard to achieve. How can we help you secure your financial future? We will give you the guidance to save for retirement, generate retirement income, minimize your tax burden, determine proper insurance coverage, help you develop strategies to manage your financial future and offer personalized programs to help you achieve your unique goals. The earlier and more carefully you plan, the more likely you are to realize your vision of the future and enjoy yourself when retirement actually comes. We can guide you step-by-step through the retirement planning process and help you create a plan that meets your unique goals and objectives. As health insurance has grown more complex, you can rely on us to help you make an informed decision about your plan. We’re an independent advisor offering unbiased advice, and we’ll go over the pros and cons of each company and health insurance plan available to you. You can rely on Joiner & Joiner to help you navigate the complexities of Medicare Parts A, B, C and D. We offer many different companies and different Medigap/Supplemental plans, Medicare Advantage plans and prescription drug plans to help you cover deductibles, copayments and coinsurance—and could save you thousands of dollars. Joiner & Joiner is an independent agency serving clients in the United States. By utilizing extensive research and disciplined risk management techniques, J&J helps individuals and families with their retirement goals. Our focus is on doing what is best for our clients’ health and wealth. Joiner and Joiner believes that by providing our clients the best products, services, and the highest rated companies available, success and protection will follow and that our success as a business is based upon your success as a person. It’s our pleasure to serve you in all of your health and retirement goals so you have the best retirement possible. We will continually establish itself as a leader in the financial services community by providing the utmost in quality of financial services and products which we cater to each client’s needs and interests, resulting in trusted long-lasting relationships for years to come.