INSIGHT FOLIOS INC
CHARLOTTE, NC

A person can still convert their traditional IRA to a Roth IRA. What changed was something called a Recharacterization. Say at the beginning of 2008 you decided to convert a $100,000 traditional IRA to a Roth IRA, and at the end of the 2008 year you realize your IRA is now worth $60,000. When you file your income tax you could do what is called a Recharacterization. This essentially gives you the ability to change your mind and have a do over, changing your Roth back to a Traditional and no tax would be owed, under the guise that you follow particular rules in doing this. You Need A Plan, We're Here to Help At Insight Folios, you don't need to know when to rebalance your portfolio or when to take your RMDs. You simply need to be an expert in what you want! You help us learn about you want in life, and we will help you plan for it! Talk with an Insight Folios Planner We believe that by putting our clients first, using an easy-to-understand language to explaining complex financial topics to serve those in need will help us achieve an important goal. We want to make professional financial advice and investment services accessible to everyone. Many Financial Planners, One Philosophy At Insight Folios, it only takes 3 steps to build your financial future. You talk, and we listen as you explain your needs, dreams and desires. Then we will design a Simplicitree plan and walk you through how this plan will not only clarify your future, but also help you achieve it. Your days of panicking financially are now over. Do you need to make a large purchase? Need to pay for a wedding? Whatever your needs are, we are only a phone call away!