HOPKINS FINANCIAL, INC.
STUART, FLORIDA

Mission Statement Company History After starting a small real estate brokerage in 1983 Randy Hopkins saw a niche lending need for real estate buyers as he witnessed the banks saying "No" on certain loans for various reasons. He knew this didn't mean it wasn't a good investment so he began taking these potential loans to individuals to fund. The investors agreed these loans were good investments and had a solid return. After a number of these transactions Randy began to focus on brokering these loans between borrowers and investors not for just his clients but other too, and Hopkins Financial Services took root! As the company grew Hopkins Financial created several “mortgage/real estate backed” funds that are noticed with the State of Idaho Finance Department. In April 1994, to better service our clients, Hopkins Loan Services, Inc. was established and is designed to offer professional escrow setup and loan servicing. Since starting Hopkins Financial the company has funded over $540 million of real estate loans with over 500 private investors and we are currently managing approximately $25 million in real estate and loans. We have taken the simple concept of “bringing people together” and developed a mortgage brokerage that focuses on each of our client’s success! Our hard work and vision combined with knowledge and resources are your key advantages. We look beyond the standard banking guidelines and find solutions that add value to your portfolio. Our flexible loan programs and “can do” attitude enables us to provide you with the highest level of customer service in the industry. Using real estate equity as security, we will “match” the borrower with a loan program that works best for their needs. Part of our strategy includes marketing these loans to our institutional and private money sources. Our private money sources are more flexible than conventional lending options and offer competitive rates in the secondary lending market. Hopkins Financial Services, Inc Hopkins Financial Services, Inc. – Your Source For Private Money Lending Since 1983. Like all providers of financial services, we are required to inform our clients of our policies regarding privacy of client information. We have been and continue to be bound by professional standards of confidentiality that are even more stringent than those required by law. Your right to privacy has always been of utmost importance to us. Federal Law now prohibits any financial institution, directly or though its affiliates, from sharing nonpublic personal information about our client with a nonaffiliated third party unless the institution provides them with a notice of its privacy policies and practices. This notice must include the type of information that it collects about our clients and the categories of persons or entities to whom it may be disclosed. In compliance with the law, we are providing our clients with this document to notify them of the privacy policies and practices of Hopkins Financial Services, Inc. We retain records relating to professional services that we provide so that we are better able to assist our clients with professional needs and, in some cases, to comply with professional guidelines. In order to guard nonpublic personal information, we maintain physical, electronic, and procedural safeguards that comply with federal regulations and our own professional standards. Hopkins Financial Services, Inc Idaho Real Estate Commission, License # DB3674 Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate the particular case that such consideration is required to avoid an unsafe or unsound business practice; or Race, color, religion, sex, marital status, national origin or ancestry. It is illegal to consider racial, ethnic, religious or national origin composition of a neighborhood geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation determining whether or not or under what terms and conditions to provide financial assistance. Hopkins Financial is launching a Community Outreach Program As the holiday season approaches we are thankful for our local community and all that Idaho and the Treasure Valley provides. As a local business for the last 30+ years we believe it is important to give back to the community that has supported our company all these years. Hopkins knows there are many great local causes and have chosen three very worthy charities that have great need during these colder months. Please join us in supporting these programs! Hopkins Financial Services, Inc. - Your Source for Non-conforming Loans Since 1983 Whether it's $40,000 - $5,000,000+ Hopkins can help find you a real estate loan for your property. We specialize in loans for borrowers with smashed, dented or bad credit, and we loan where banks won't. Whether the loan is for a mobile home with acreage, a single family residence, a large commercial transactions, or you've had a bankruptcy or short sale, Hopkins may be able to help. Helping Borrowers Hopkins can help find you a real estate loan for your property. Whether the loan is for a mobile home with acreage, a single family residence, a large commercial transaction, or you've had a bankruptcy or short sale Hopkins may be able to help.v HFS is a licensed Idaho Real Estate Broker and we can help you invest directly in real estate. If you are looking to buy an investment property or want to sell an existing property we can guide you through the process and take care of all the paperwork. We have taken the simple concept of “bringing people together” and developed a mortgage brokerage that focuses on each of our client’s success! Our hard work and vision combined with knowledge and resources are your key advantages. We look beyond the standard banking guidelines and find solutions that add value to your portfolio. Our flexible loan programs and “can do” attitude enables us to provide you with the highest level of customer service in the industry. Using real estate equity as security, we will “match” the borrower with a loan program that works best for their needs. Part of our strategy includes marketing these loans to our institutional and private money sources. Our private money sources are more flexible than conventional lending options and offer competitive rates in the secondary lending market.