HART INSURANCE GROUP, INC.
LAKE WORTH, FLORIDA

My father once said ‘never miss an opportunity to help someone else’ and that has always Your choices often impact a wide range of people. You don’t have to do it alone. Allow Hart Insurance Group to serve you and your family. As an independent agent, together with a wonderful support staff, our goal to provide exceptional advice and customer service.   Permanent Insurance vs. Term Insurance Permanent insurance provides death benefit protection for the lifetime of the insured. Flexible premium payments and adjustable death benefit protection is available in some types of policies. Other advantages include tax-deferred growth on policy values as well as access to policy values through policy loans and withdrawals. Term insurance There are new innovative products ………… combining life insurance with a premium refund and a rider for long term care. We all need to rethink our planning for retirement because of the changes in health care and the likelihood of increased taxes. Term insurance has huge advantages for meeting the needs of a new family HOW DO I RECEIVE THE MOST FROM MY LONG TERM HEALTH CARE POLICY AT CLAIM TIME? Whether you purchased your policy last year or 20 years ago, you want to receive every benefit provided through your contract at claim time. One of my first experiences as an agent was very difficult. A couple had purchased long-term A number of options are available to help your long-term care plan keep up with the rising cost of care. Future Purchase Offer– This product is designed to protect the insured for 15 to 20 years, and inflation protection isn’t built into this plan. Every three years, however, the insured is given the opportunity to Unsure? Let us help.   Permanent Insurance vs. Term Insurance Permanent insurance provides death benefit protection for the lifetime of the insured. Flexible premium payments and adjustable death benefit protection is available in some types of policies. Other advantages include tax-deferred growth on policy values as well as access to policy values through policy loans and withdrawals. Term insurance There are new innovative products ………… combining life insurance with a premium refund and a rider for long term care. We all need to rethink our planning for retirement because of the changes in health care and the likelihood of increased taxes. Term insurance has huge advantages for meeting the needs of a new family HOW DO I RECEIVE THE MOST FROM MY LONG TERM HEALTH CARE POLICY AT CLAIM TIME? Whether you purchased your policy last year or 20 years ago, you want to receive every benefit provided through your contract at claim time. One of my first experiences as an agent was very difficult. A couple had purchased long-term A number of options are available to help your long-term care plan keep up with the rising cost of care. Future Purchase Offer– This product is designed to protect the insured for 15 to 20 years, and inflation protection isn’t built into this plan. Every three years, however, the insured is given the opportunity to