GRATITUDE PARTNERS, LLC
CHULUOTA, FLORIDA

Gratitude Partners - Peggy Hoyt and Debbie Roser have a vision to make the world a better place. They are writers, speakers, attorneys and best friends. provides a no-nonsense look at the importance of estate planning and how to create an estate plan that works! In their straight forward, easy to read style, Peggy Hoyt and Debbie Roser lead you on a journey through the maze of legal potholes that include staying out of the guardianship courts, avoiding probate, reducing gift and estate taxes and making more than sure your plan accomplishes your personal and family goals. Debbie and Peggy experience the richness life has to offer.  They each bring their own unique talents and perspectives to every single one of their many projects.  Most recently they were asked to Speak at Sea - a cruise departing from Tampa, Florida on December 2, 2012 and travelling to Honduras, Belize and Mexico.  Debbie's topic is estate planning and Peggy's is social media.  However, they will be making both presentation together, simply because it will be more entertaining and fun.