GLFINANCIAL SERVICES, LLC
SUNRISE, FLORIDA

We’re committed to providing personalized attention, financing almost any situation, and offering competitive rates with a special closing cost discount for GL Homes’ customers. We’ve provided financing for thousands of homebuyers in South Florida since 2002, so you can trust that GL Financial understands the lending process and will be your advocate throughout until you close on your dream home! GL Homes has built a solid reputation for the highest standards in homebuilding since 1976. GL Financial Services brings that same commitment to excellence to you. Since 2002, GL Financial Services has provided over $1 Billion in financing to thousands of Florida homebuyers. Values & Philosophy At GL Financial Services, we are committed to excellence. Our team of mortgage professionals averages over 15 years’ experience and is committed to providing you with competitive rates, a vast selection of loan programs and the utmost attention that you deserve. View Loan Products A mortgage pre-approval is the process where your lender reviews your finances to determine if you are financially able to buy a home and how much you can afford. When this process is complete, you’ll receive a preliminary commitment document, which is your official pre-approval that can be provided to your Realtor or builder. It’s important to note that a mortgage pre-approval is not the same as a pre-qualification. Pre-qualification is a much looser estimate of how much you could spend on a home because it’s generally based on a quick phone call where you provide financial estimates. For this reason, it’s not regarded as highly as a pre-approval. Your loan processor gathers all necessary documents from you and third parties (e.g. appraisals and title reports) to prepare your loan for submission to the underwriter for approval. He/she will be your main contact during the processing of your loan through your closing date. When the underwriter approves a loan, there are generally conditions they require the loan processor and the borrower to provide. Examples include borrower explanation letters for certain circumstances, or clarifications from the appraiser regarding the property. Your loan processor will advise you regarding any information required from you and guide you every step of the way. The closing department prepares the closing documents and sends them to the title company. GL Financial will provide you with the final closing figures (via the Closing Disclosure) and the title company will confirm the date/time for the closing. Now it’s closing time! You’ll bring the required funds for closing via a cashier’s check or wire transfer (check with your title company for exact requirements) and sign the required documents including the Note, Mortgage and Federal disclosures. Your loan is done, congratulations! A mortgage pre-approval is the process where your lender reviews your finances to determine if you are financially able to buy a home and how much you can afford. When this process is complete, you’ll receive a preliminary commitment document, which is your official pre-approval that can be provided to your Realtor or builder. It’s important to note that a mortgage pre-approval is not the same as a pre-qualification. Pre-qualification is a much looser estimate of how much you could spend on a home because it’s generally based on a quick phone call where you provide financial estimates. For this reason, it’s not regarded as highly as a pre-approval. Your loan processor gathers all necessary documents from you and third parties (e.g. appraisals and title reports) to prepare your loan for submission to the underwriter for approval. He/she will be your main contact during the processing of your loan through your closing date. When the underwriter approves a loan, there are generally conditions they require the loan processor and the borrower to provide. Examples include borrower explanation letters for certain circumstances, or clarifications from the appraiser regarding the property. Your loan processor will advise you regarding any information required from you and guide you every step of the way. The closing department prepares the closing documents and sends them to the title company. GL Financial will provide you with the final closing figures (via the Closing Disclosure) and the title company will confirm the date/time for the closing. Now it’s closing time! You’ll bring the required funds for closing via a cashier’s check or wire transfer (check with your title company for exact requirements) and sign the required documents including the Note, Mortgage and Federal disclosures. Your loan is done, congratulations!