GELT FINANCIAL , LLC
BOCA RATON, FLORIDA

Founded in 1989 based on core values of hard work, transparent services and products and exceeding expectations in everything we do. As a company and a great team we accomplished a lot we can be proud of. While we don’t know the exact number we helped over 10,000 hardworking good people finance their homes, and investment properties, making a better life for themselves. We provided over 1 Billion in financing. There has always been plenty of hard work, constant changes always looking to be the best we can. Of course during the global economic meltdown or the great recession there was a lot of pain and sorrow along the way. We kept pushing thought the challenges that came up. The company really is a combination of a lot of talented people who gave it their all with unparalleled passion.. There were plenty of great people TO, JZ, AM, TT, US, CB, JP, JW and so many others who are pure talent and greatness, Gelt does not shy away from complicated and difficult financing situations. We work with business owners and commercial real estate investors. Some of the products we offer are non-bank commercial mortgages, working with clients who would not quality for tradition bank financing due to time frame, credit, documentation or other situations. Gelt Financial is a DBA of GFCIB and Advisers, LLC. Founded in 1989 by its President Jack Miller, Gelt Financial was originally started in an extra bedroom of Jack’s house on a folding table as a residential mortgage broker with the simple belief in educating and working hard for its customers to deliver the most value possible. Gelt quickly expanded to one of the largest independently owned mortgage and finance companies in the Philadelphia area. They became mortgage bankers and expanded the products offered to its clients. Ari Miller joined the company in 1993. In 1993 Ari Miller started working for the company performing clerical work and assisting other’s learning the business from the ground up, and with his hard work and devotion quickly rose through the ranks as top performing loan officer, opening and managing an office in New Jersey in 1996 and then became head of production in 1997. Circa 1991 we entered the Automobile lending world, we did this for about 1 year and then decided to put the focus on our rapidly growing national mortgage business. We opened offices in Pittsburg, PA, Marlton, NJ, Ohio and Las Vegas, NV, as well we operated in 24 different states thought a call center. We also operated both a retail and a wholesale operation As an industry leader, Gelt has always sought out new ways of making loans to quality borrowers who are traditionally undeserved by the mortgage industry. In 1999, when Jack Miller realized that the small commercial borrower and investor was neglected by the mortgage industry, he switched Gelt’s focus from residential owner occupied lending to commercial real estate lending. Gelt quickly became a leader in commercial lending and built a portfolio of thousands of small commercial loans. This was a very rewarding time as we gave opportunity to those that banks were not helping. Since then, Gelt has successfully proven that it can provide “make sense” loans to borrowers who would have had a difficult time finding traditional financing. Our new business model had proven to be tremendously successful to both Gelt and its clients. Also in 1998 Gelt co-founded an Equipment leasing company, providing the financing that small business needed to purchase the equipment they needed. We did this with Uri Shoham and after several years Uri became the CFO of Gelt. elling loans and participation interests in some of our portfolio to banks as a way we could grow and offer a larger product line to our customers and meet there ever growing needs. The banks loved it as we supplied a steady souse of loans for them. Over time the banks found that our loans were more cost effective for them, since there was no cost to originate. More cost effective to service since we serviced the loans and better preforming. In it’s lifetime Gelt has closed over 10,000 loans, both large and small. Gelt Financial uses its vast experience, streamlined process, and strategic alliances to provide it’s clients with competitive financing and ensuring a smooth and rapid closing. 2006 our Holding company purchased Public Savings Bank, a tiny $24,000,000.00 Million bank (We had big plans but lousy timing) The company had split itself into two with the Bank being a standalone company, the Holding Company which now owned the commercial real estate and Gelt Financial Corporation our lending division operating separately. Gelt is reborn and now Gelt Financial, LLC a separate company from the old Gelt and the Holding company Gelt Financial secures loans nationwide for commercial and residential real estate investors. In it’s lifetime Gelt has closed over 10,000 loans. Gelt is uniquely qualified to secure the financing you need. Gelt’s team work’s tirelessly to ensure the entire transaction is handled quickly and correctly. Most mortgages are approved the same day or within 24 hours and we are known for our quick closings. We aim to meet your timelines Gelt finds unique financing solutions best suited for you and your business’s needs. Meeting your needs and goals is important to us to we can customize any deal to meet your goals, Flexible commonsense underwriting, Loan terms that you want, payments that you can afford. From $100,000 with no maximum. Sky is the limit with Gelt Financial and we always shoot for the stars. Gelt Financial secures loans nationwide for commercial and residential real estate investors. In it’s lifetime Gelt has closed over 10,000 loans. Gelt is uniquely qualified to secure the financing you need.