GELT FINANCIAL , LLC
BOCA RATON, FLORIDA

Founded in 1989 by President Jack Miller, Gelt Financial, LLC holds steadfast to its core values of hard work, transparency, and exceeding client expectations. Originally based out of a modest setup at Jack's residence, the company has evolved into one of the largest independently owned mortgage and finance companies in the Philadelphia area. Over more than three decades, it has successfully provided over $1 billion in financing for both residential homes and investment properties, positively impacting over 10,000 individuals. Gelt Financial does not shy away from complex and challenging financial situations. The company works closely with business owners and commercial real estate investors, offering non-bank commercial mortgages among other products to those who might not qualify under traditional bank financing. Recognized as a DBA of GFCIB and Advisors, LLC, Gelt has consistently sought out innovative lending methods that cater to quality borrowers traditionally underserved by the mortgage industry. The company's pivot in 1999 towards small commercial borrower focus marked its emergence as a leader in commercial real estate lending. It boasts an impressive portfolio with thousands of small commercial loans and has cultivated a reputation for offering "make sense" loans to those typically challenged in finding traditional financing solutions. Gelt Financial, LLC’s unique capabilities have allowed over 10,000 loans to be closed successfully. Notably, in 1998, Gelt co-founded an equipment leasing company with Uri Shoham, later becoming the CFO of Gelt. It also engaged banks by selling loans and participation interests as a strategy to expand its product offerings and meet growing customer needs efficiently. Post-2006, following the acquisition of Public Savings Bank, the company redefined itself, eventually emerging as an independent entity from its previous structure. Currently, headquartered in Boca Raton, Florida, Gelt Financial secures loans nationwide for diverse real estate investors. The team is committed to fast transaction handling, often approving mortgages swiftly and ensuring rapid closings. Offering tailored financing solutions without a maximum loan cap ensures that each deal aligns with client-specific goals and affordability. As a company, its mission continues to revolve around empowering communities through thoughtful financial strategies and services.