FIRSTSERVICE FINANCIAL, INC.
COLLEGEVILLE, PA

Our mission is to leverage the FirstService global footprint to bring value to our clients. Since 1998, FirstService Financial has been providing best-in-class financial services for condominiums, cooperatives, homeowner associations and commercial properties managed by FirstService Residential. We stand apart by combining the capital markets and treasury management expertise of a bank with a rare and in-depth understanding of real estate and insurance fundamentals. Our broad knowledge base allows us to create meaningful value for our clients through advisory services, individually tailored financial solutions, and insurance product offerings that set the industry standard. FirstService Financial’s programs are developed and operated by a dedicated, professional team, whose leadership have a minimum 20 years of experience in real estate, banking and insurance industries. Our team of seasoned transaction professionals throughout North America completes the client support structure. FirstService Financial and FS Insurance Brokers are affiliates of FirstService Residential and subsidiaries of FirstService Corporation. FirstService Financial and FS Insurance Brokers may receive fees or commissions from their treasury and insurance partners for the assistance in the development, placement, servicing and maintenance of these programs. All of our programs are created for FirstService Residential clients and are optional; however, many FirstService Residential clients participate because of their added value. Marina Capobianco joined FirstService Financial in January 2014. She is responsible for all accounting and finance functions for FirstService Financial. David Read oversees legal affairs for FirstService Financial, including corporate compliance, contract review and negotiation, risk management, and quality assurance. Prior to joining FirstService Financial, David worked as a government consultant and federal clerk in the Eastern District of Pennsylvania for Judge Ronald L. Buckwalter. During law school, David worked in the legal department for an industry-leading life settlement company. David is a graduate of the University of Pennsylvania where he received a Bachelor of Arts degree in English and Philosophy and received his Juris Doctorate from Temple University James E. Beasley School of Law. Vice President, Insurance Programs and Products Annette Kenney joined FirstService Financial in December 2012. She is responsible for developing and managing our proprietary products and working with our distribution partners to deliver superior insurance products at market-leading prices. Annette spent the past 20 years working in investments, client relations and insurance. Prior to joining FirstService Financial, Annette worked as an Account Executive the Odell Studner Group where she managed the property and casualty renewals for middle market clients in various industries ranging from construction, distribution, manufacturing healthcare and real estate. Sean Kent is responsible for the brokering and placement of insurance products on behalf of FirstService Residential clients. As an in-house resource, Sean delivers value by serving as an advocate and ensuring that FirstService managed associations receive the best possible insurance coverage at the most competitive market rates. Sean has spent the past 10 years in Commercial Property & Casualty Insurance serving clients in both brokering and underwriting capacities. Prior to joining FirstService, Sean was Vice President at Johnson, Kendall & Johnson focused on the brokering and placement of Property & Casualty Insurance for mid-large commercial companies, and started his career as an underwriter for Crum & Forster Insurance Company, specializing in large casualty. Jordan Muchnick joined FirstService Financial in June 2012. He is responsible for overseeing the firms lending department which sources over $200 million in debt placement annually for FirstService Residential clients. Prior to joining FirstService Financial, Jordan spent seven years at Marcus & Millichap where he was responsible for the negotiation and sale of 50 retail investment properties across the Northeastern United States with a market value over $150 million. Jordan is a graduate of the University of Delaware where he received a Bachelor of Science in Business Administration with a focus in Operations Management and a minor in Management Information Systems. Karla Chung is the relationship manager for all FirstService Residential affiliates in the West and the financial institutions that serve her clients. Karla also provides banking and investment related services advice to the clients of her affiliates. Prior to joining FirstService Financial, Karla worked for Deutsche Bank as a Vice President providing institutional trust services to Issuers, Arrangers and Investment Managers of structured debt securities. John Lee leads the FirstService Financial team in the South region, overseeing both banking and insurance relationships. John and his team are charged with facilitating deposit placement services for the 2,000 properties in the South region. They also advise boards and provide expertise on the insurance procurement and placement process. Drew Ahrensdorf is a Vice President for Cash Management at FirstService Financial. He has been with FirstService since 2010 and is based in New York City. He is the dedicated relationship manager for FirstService Residential partners on the East Coast, focused on providing financial solutions to his clients. Drew is also responsible for placing underlying condominium loans to commercial lenders in the association banking space. FirstService Corporation is a North American leader in the property services sector, serving its customers through two industry-leading service platforms: FirstService Residential, North America’s largest manager of residential communities; and FirstService Brands, one of North America’s largest providers of essential property services delivered through individually branded franchise systems and company-owned operations.