EXCESS RISK SOLUTIONS, INC.
LUTZ, FLORIDA

Excess Risk Solutions, Inc. (ERS) is a managing general underwriting firm based in Lutze, Florida. Specializing in the placement of stop-loss insurance for independent brokers, third-party administrators, and direct employers, ERS has over three decades of experience in Stop-Loss Underwriting and Marketing. The company is renowned for its comprehensive and integrative approach to Self-Funded Benefit Plans and Reinsurance Placement within the industry. With a proven track record, including recognition as the Independent Broker-Dealer Agency of the Year multiple times consecutively and doubling the block of stop-loss business for a major carrier in a short span, ERS sets itself apart with high-caliber relationships. Under the leadership of President Charles C. Osborne, along with his wife Amy D. Osborne serving as Vice President, the company leverages award-winning partnerships to provide robust protection against catastrophic claims, securing not just the financial assets but also prioritizing the welfare of employees. ERS offers numerous benefits such as financially sound carriers, competitive premiums, and expedited service delivery. The firm caters to custom-designed benefit plans tailored to attract and retain talent while addressing specific health care needs through preferred providers and comprehensive member services. With the advent of the Affordable Care Act, clients also enjoy significant tax reductions by minimizing risk charges and avoiding certain insurance expenses. In addition to its core offerings, ERS utilizes top-notch managed care networks, Provider Telemed services, and detailed claims data analysis aimed at optimizing plan efficiency and client satisfaction. Employers who partner with ERS can enjoy the flexibility of self-funding their plans while safeguarding against unpredictable financial risks through stop-loss insurance, effectively positioning themselves as their own insurers yet protected from excessive claim costs. Established on March 19, 2004, in Hillsborough County, Florida, under company file number P04000051862, Excess Risk Solutions prides itself on transparency and professional integrity. For more detailed information or inquiries, interested parties can contact them at their office located at 1523 Dale Mabry Highway, Suite 102, Lutze, FL 33548, via phone numbers (813) 289-2464, (813) 563-4766, or toll-free at (800) 895-2464. The company's detailed profiles are available on their website at excessrisksolutions.com.