DVDENDO, INC.
CORAL GABLES, FLORIDA

Making investing available to everyone through technology and innovation. Dvdendo was founded by a group of financial and technology professionals dedicated to making saving easy and automatic and making professional investment advice available to everyone. Before joining Dvdendo, Gabriel was the CEO of Next University, one of the fastest growing online education institutions in Latin America, and a member of the Open English family of companies. Previously, he spent many years as Senior Vice President and Chief Investment Officer for the Cisneros Group of Companies. Matthew co-founded Dvdendo after many years as a portfolio manager and trader focused on Latin American financial markets. He had success building trading businesses from the ground up in Colombia for Lehman Brothers and in Chile for Merrill Lynch. Matthew is a graduate of Amherst College and Columbia Business School. Arnoldo is Head of Latin America Strategy and Business Development for Abra, a Silicon Valley based company that has built the first global, peer-to-peer, digital cash, money transfer app that utilizes blockchain technology. Prior to joining Abra, Arnoldo worked at Paypal as Head of Financial Services for Latin America and the Caribbean. . Before investing, consider your investment objectives and Dvdendo's charges and expenses. Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss. Investments are not FDIC insured and have no bank guarantee. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Dvdendo is not registered. Securities products are conducted through Apex and advisory services are offered by Dvdendo. Apex and Dvendo are not affiliated entities.