CRMM HOLDINGS LLC
LAKE MARY, FLORIDA

CRMM Holdings LLC is an investment company registered in the State of Florida (Doc# L15000137695), United States. We also have no loss guarantee when we sell the property. It means, if you invest $1,000 in a project, when we sell the property and close the project, you will get at least $1,000 back, even if we sell the property at a loss. In other words, if the property is sold at a gain, you get your share of the profit. If it is sold at a loss, we will cover the loss. Management company If you hire property management company to manage your property, you may be charged initial fee, monthly fee (regardless of whether you receiving income or not), tenant finding fee. The total fees usually add up to more than 10% of your total income. And in case of non performing tenant, much much more. We only allocate 9% of ACTUAL rent payment to cover all company operating cost (excluding property specific such as tax, insurance, and repairs). No other fee is charged. If the project you invest in does not receive income, you don't contribute to company cost at all. Exiting (selling) cost You have large expense when exiting (selling) your investment due to real estate agent commissions. We have our own agent who charges very low commission so our exit cost is almost cut in half (usually we still need to pay buyer's agent's commission). Lower cost means higher profit for investors. It is possible you sell your property at a loss after expenses. If we sell the property at a loss, we will make up the difference. So you never lose money on your investment. We are a investment company, not a management company. Because we own all the properties and we keep at least 10% stake of each property allocated to the company itself (skin in the game), we care about the properties much more than regular management company, which has only the management fee at stake. What is the benefit of investing with CRMM Holdings? Investing with CRMM Holdings is just like investing in rental real estate properties yourself minus the large capital requirement and all the hassles of being a landlord. And you enjoy the same steady income and appreciation potential. And we guarantee our investors no loss when we sell the property. Sounds too good? See the How do I invest with CRMM Holdings? You invest by sending money to CRMM Holdings and choose a project (usually a rent producing property) to associate your investment with. You receive interest based on your percentage in the project as long as the project is producing income. Please see additional information How much money do I need to invest with CRMM Holdings? We believe in transparency and the more information the better. We provide all relevant information on each project to our investors. The information on each project includes property address, property valuation (with CMA), lease information, tax and insurance information, homeowner association information, and any other information that will help our investors evaluate the investment potential. Our investors don’t need to worry about depreciation. We do not include depreciation in our valuation because when the property is sold, our investor is not responsible for the catch up tax. That is handled behind the scenes and our investor’s appreciation is based on sale price and purchase price (and selling costs), without considering depreciation. Your investment in a project, together with our own investment, earns interest. However, the interest you earn is not at fixed rate. Instead, it is linked to the performance of the project you associate your investment with and the percentage your investment counts in total project value. For example, if you invest $1,000 with CRMM Holdings and associate the investment with a project with a valuation of $100,000, and the project produces an income of $1,000 a month (after the 9% allocation to company expense). Your interest will be 1%(your percentage in the project)*$1,000(project income)=$10 per month. Every time the project you invested in generates income (minus the 9% allocation to company expense), your account will be credited according to your percentage in the project. You have the option of withdraw the money from your account or save it up to reinvest in the same or different project. We report interest you receive on IRS 1099 form every year. Whether you need to pay tax depend on your own situation. We do not withhold tax from the interest you receive (unless we are required by law to do so). Every time there is a property related expense, your account will be debited according to your percentage in the project. Keep in mind you don’t pay anything for expenses related to company operation such as advertising, office supply, legal fees, etc. Investing with CRMM Holdings is a long term commitment. It is not suitable for investor who wants to get in and out in a matter of months. Usually you need to commit your investment for a few years. You exit from your original investment in the following situations. The project is terminated. This usually means the underlying property is sold. The decision to sell the property is usually based on market condition and is made solely by CRMM Holdings. Usually our selling condition is at least after 1 year (usually 2 to 5 years) and the property will make a profit after selling expenses (which is much lower than normal selling expenses because our agent charges very low selling commission). If special situation arise in which we must sell at a loss, CRMM Holdings will make up the difference and return to investor his/her original investment amount. You sell your investment to other investors. You will be responsible to find other investors willing to buy your investment for agreed price. We will facilitate the transaction by receiving the payment from new investor and send payment to you, as well as recording the change of ownership. Absolutely! All the profit from selling the appreciated property will be distributed to investors as interest based on his/her percentage in the project. There is