CREDITGUARD OF AMERICA, INC.
FORT LAUDERDALE, FLORIDA

CreditGUARD of America, Inc. is a non-profit credit counseling agency headquartered in Boca Raton, Florida, with a robust presence across the United States. Founded on August 15, 1991, and incorporated under the status 'Florida.Models.Dos.FloridaCompanyStatus,' the organization specializes in consumer debt management programs aimed at providing relief through consolidation of unsecured debts into manageable monthly payments. Their services include expert credit counseling, personal budgeting advice, guidance on financial products like home equity loans and credit card promotions, and assistance with bankruptcy filings. CreditGUARD works closely with major creditors throughout the U.S., receiving substantial support from creditor contributions dedicated to supporting its debt management services. The organization maintains a significant operational footprint, operating over 7,315 square feet of leased office space in Boca Raton and employing state-of-the-art technology across its network of over 100 user systems. Key credentials include membership in the Better Business Bureau (BBB) and Palm Beach Chamber of Commerce, along with ISO 9001 certification for quality assurance. As part of their commitment to excellence, CreditGUARD ensures all credit counselors complete a rigorous certification program through the National Institute for Financial Education of America (NIFE). Financially, CreditGUARD possesses an excellent banking record with major institutions like Bank of America, managing accounts including trust funds exceeding $100 million in annual disbursements to creditors. The agency is recognized for its educational efforts and emphasis on consumer rights awareness to prevent collection harassment. Despite its voluntary dissolution filed on January 16, 2025, CreditGUARD of America has left a legacy of empowering consumers through enhanced personal financial literacy. Consumer testimonials highlight significant relief from debt pressures and improved credit ratings, underscoring the agency's impactful mission over decades.