CORTEZ WEALTH MANAGEMENT, LLC
OLDSMAR, FLORIDA

Carlos Cortez Jr. specializes in retirement planning that helps foster safe strategies to facilitate wealth preservation, insurance, income and investment planning. Carlos Cortez Jr. graduated from Southeastern University with a Bachelor of Business Administration and currently holds a General Securities Representative (Series 7) Registration with TCM Securities Inc., Investment Advisor Representative (Series 66) License, and a Uniform Securities Agent State Law (Series 63) License. In addition, Mr. Cortez holds his Registered Financial Consultant (RFC) designation from the International Association of Registered Financial Consultants. Carlos Cortez, Jr. has dedicated his career to establishing long-term relationships with his clients built on trust, integrity and confidence. His professional background and transparent approach have allowed him opportunities to work with hundreds of clients in areas of investment, retirement and estate planning as well as long-term care. His mission is to develop an atmosphere where he can help clients succeed in achieving their financial goals and obtaining added financial peace of mind. The demand for his retirement planning skill set has led him to conduct numerous workshops for citizens throughout the state of Florida. As Vice President and Operations Manager of Cortez Wealth Management, Geoff makes sure clients have an easy transition into the firm and helps foster their success. Cortez Wealth Management belives the financial services industry requires a transparent, balanced approach to retirement planning. Cortez Wealth Management is dedicated to getting to know each client and their long-term financial picture in order to help them achieve their dreams and financial goals. With an open architecture on our world-class platforms, we give the client the option to choose Fidelity, Charles Schwabb, or TD Ameritrade. This allows clients to utilize our AssetLock™ proprietary software that helps monitor a client's account on a daily basis. Customizing plans based on a series of questions allows our clients to establish a predetermined downside threshold for their portfolios. We have the ability to calculate the best time to take Social Security and utilize different financial products to help provide you a stream of income for retirement. Many clients want to know their income will be there, and we help maximize that. One of the main failures in retirement planning is the failure to plan for a catastrophic event. We believe that protection of your retirement, health and life are vital to having a successful future. Insurance planning allows us to help protect your retirement, lower fees, and avoid some of the dangers in retirement that people face everyday. We can also provide financial advice, and in some cases, that's what clients want. We devise a plan for you, helping put you on a path that will provide added peace of mind. When creating a plan, we analyze your risk/reward ratios, fees and give you true asset allocation based on risk and not investment diversity. Carlos Cortez Jr. specializes in retirement planning that helps foster safe strategies to facilitate wealth preservation, insurance, income and investment planning. Carlos Cortez Jr. graduated from Southeastern University with a Bachelor of Business Administration and currently holds a General Securities Representative (Series 7) Registration with TCM Securities Inc., Investment Advisor Representative (Series 66) License, and a Uniform Securities Agent State Law (Series 63) License. In addition, Mr. Cortez holds his Registered Financial Consultant (RFC) designation from the International Association of Registered Financial Consultants. Carlos Cortez, Jr. has dedicated his career to establishing long-term relationships with his clients built on trust, integrity and confidence. His professional background and transparent approach have allowed him opportunities to work with hundreds of clients in areas of investment, retirement and estate planning as well as long-term care. His mission is to develop an atmosphere where he can help clients succeed in achieving their financial goals and obtaining added financial peace of mind. The demand for his retirement planning skill set has led him to conduct numerous workshops for citizens throughout the state of Florida. As Vice President and Operations Manager of Cortez Wealth Management, Geoff makes sure clients have an easy transition into the firm and helps foster their success. Cortez Wealth Management belives the financial services industry requires a transparent, balanced approach to retirement planning. Cortez Wealth Management is dedicated to getting to know each client and their long-term financial picture in order to help them achieve their dreams and financial goals. With an open architecture on our world-class platforms, we give the client the option to choose Fidelity, Charles Schwabb, or TD Ameritrade. This allows clients to utilize our AssetLock™ proprietary software that helps monitor a client's account on a daily basis. Customizing plans based on a series of questions allows our clients to establish a predetermined downside threshold for their portfolios. We have the ability to calculate the best time to take Social Security and utilize different financial products to help provide you a stream of income for retirement. Many clients want to know their income will be there, and we help maximize that. One of the main failures in retirement planning is the failure to plan for a catastrophic event. We believe that protection of your retirement, health and life are vital to having a successful future. Insurance planning allows us to help protect your retirement, lower fees, and avoid some of the dangers in retirement that people face everyday. We can also provide financial advice, and in some cases, that's what clients want. We devise a plan for you, helping put you on a path that will provide added peace of mind. When creating a plan, we analyze your risk/reward ratios, fees and give you true asset allocation based on risk and not investment diversity.