CLOVEER, INC.
WESLEY CHAPEL, FLORIDA

certified participants. We have assisted thousands of Minority and Veteran owned small business to achieve successful program certification along with maintaining their continued eligibility. With over 2,000 successful SBA 8(a), HUBZone and VA VetBiz Applications, we have the knowledge and expertise to assist your small business! Rick Otero - CEO of Cloveer Inc. Our Philosophy Provide the highest customer service possible to each and every client. Rick is the President and CEO of Cloveer, Inc. He lives in Tampa, Florida with his wife and business partner Monica and their two children. He has spent the last 15+ years helping small businesses within the SBA and VA federal certification programs and has assisted in thousands of successful certifications. Rick also has owned several other small businesses in the last 15 years and been involved in the sale of one of his existing businesses. He understands the processes and procedures of owning, operating and selling a small business along with personally experiencing many of the challenges and struggles that most small businesses go through. Monica is the Vice President of Cloveer, Inc. She has spent the last 15 years guiding thousands of firms through the very complex SBA 8(a), HUBZone and VetBiz Application process including assisting 8(a) firms in the development of their 8(a) Business Plans and ensuring their annual 8(a) update maintains their SBA 8(a) program eligibility. Monica has over 20 years of experience working for 8(a) certified program participants and small businesses in the areas of human resources and accounting. One Last Note About Cloveer's Principals Our principals (Rick and Monica Otero) worked in their family's 8(a) Certified business (RJO Enterprises). It was one of the country’s most successful 8(a), high-tech, information technology and electronics concerns. It was recognized for five consecutive years as one of the fastest growing companies in the nation, by This service is designed for the small business owner who needs an expert to prepare all aspects of their SBA 8(a) Application. This service is designed for the small business owner who is thinking about forming a business solely for the purposes of becoming an SBA 8(a) Program participant. This service is designed for the small business owner who has attempted to prepare their own 8(a) Application and needs one of our 8(a) specialists to fully review it. This service is designed for the small business owner who has attempted to prepare their own 8(a) Application and needs a one-time express review of their application. 8(a) Business Plan Completion Service This service is designed for the small business owner who has just become 8(a) Certified and needs an expert to prepare their 8(a) Business Plan. This service is designed for the 8(a) Certified business who needs an expert to prepare all aspects of their required 8(a) Annual Review paperwork. This service is designed for the 8(a) Certified business who needs advice and guidance throughout the year to ensure they follow their 8(a) Participation Agreement to prevent 8(a) termination. This service is designed for the 8(a) Certified business who would needs an expert to prepare an 8(a) Approved Mentor Protege Agreement. This service is designed for small business owner who suspects that their adjusted gross income exceeds the $250,000 three year average. We are one of the top SBA 8(a), HUBZone and VA VETBIZ Certification & Program Specialists in the Nation. 15+ years of experience assisting small businesses within SBA and VA Federal certification programs. Cloveer is an