CLOSE WITH PAM, INC.
PALM HARBOR, FLORIDA

CLOSE WITH PAM, INC. is a Florida-based company that specializes in assisting homeowners who have experienced financial setbacks such as past short sales, deed-in-lieu agreements, or loan modifications coded erroneously as foreclosures. Founded by Pamela M Marron on August 13, 2015, and operating under DOMP (Domestic Profit Company) status, the organization has dedicated itself to helping clients navigate complex mortgage credit issues that affect homeownership eligibility. Throughout its history, CLOSE WITH PAM, INC. has identified significant challenges faced by consumers with negative equity in their homes—a situation where more is owed on a mortgage than the property's market value. The company actively engaged with regulatory bodies and agencies to address these challenges, particularly in highlighting discrepancies reported by credit bureaus such as Experian, TransUnion, and Equifax via platforms like Meridian Link. The organization has a strong emphasis on working alongside consumers who feel marginalized by financial institutions due to past credit issues. Through partnerships with housing counselors certified under the nonprofit HUD-approved programs, they provide tailored solutions to clear these miscoded credits and help clients achieve sustainable homeownership. Their approach combines emotional support with expert guidance, offering services like assistance in gaining approval for new mortgage loans despite previous financial obstacles. Pamela M Marron serves as the Principal Stockholder Officer (PSD), bringing extensive experience from over three decades of working in residential mortgages, including specialized areas such as FHA loans and USDA home purchases. CLOSE WITH PAM, INC.'s mission extends to assisting those trying to re-enter the housing market post-crisis, making significant efforts to correct credit inaccuracies that prevent qualified borrowers from obtaining new home loans. The company is located in Palm Harbor, Florida, with its mailing address at 3816 Muirfield Court. It maintains open lines of communication through multiple contact numbers and provides further information on its website, closewithpam.com. The organization's commitment extends to the annual reporting requirement, ensuring transparency and accountability to stakeholders.