CLEARWATER FINANCIAL MARKETING, LLC
CLEARWATER, FLORIDA

Bob has over 20 years of extensive financial services industry management, sales, new business development and marketing experience, with a concentration in the distribution of annuities, life insurance and mutual funds through broker/dealers and bank investment programs nationally. He owned and operated a financial services institutional consulting business and also held senior level positions with both GE Financial Assurance (GNA) and Aetna Life & Annuity, managing sales activities for variable and fixed annuities and mutual fund products in bank investment programs. Bob has primary responsibility at CFM to acquire and manage relationships for CFM for its Life Settlements program and for the distribution of various insurance and annuity products through broker/dealers and investment firms throughout the country. He holds a graduate degree from Rollins College and an undergraduate degree from the University of Central Florida. Boyd’s experience in the Life Settlement industry includes both the policy acquisition side and the money side. As a broker he has been involved in many acquisitions on simple policies as well as complicated multi-layered split trusts transactions. He has helped introduce pooling of US settled life policies in China as well as Scandinavia. © 2008 Clearwater Financial Marketing, LLC. All Rights Reserved. A life settlement is the sale of an existing life insurance policy that gives the policy owner a cash settlement in excess of the current cash surrender value. Life Settlements provide policy owners with an exit strategy from unwanted or unneeded life insurance policies, while providing financial professionals with opportunities © 2008 Clearwater Financial Marketing, LLC. All Rights Reserved. 2008 Clearwater Financial Marketing, LLC. All Rights Reserved.