CAPITAL PREMIUM FINANCE, INC.
TALLAHASSEE, FLORIDA

Capital Premium Finance is a privately held insurance premium finance company founded in 2008 by Jim Sweat and Lee Gerzina, each having over 30 years experience in the insurance premium finance industry. The roots of Capital Premium Finance date back to 1961 when Jim’s father, Bob Sweat founded Premium Assignment Corporation in Tallahassee, Florida and began his lifelong and storied career in premium financing. In 1981, Jim Sweat was a Lockheed Engineer in Atlanta when his dad needed his help to run the business during recuperation from quadruple bypass surgery. Lee Gerzina came on board shortly after. Premium Assignment Corporation was sold to SunTrust Bank in the early 90’s. Jim stayed on as president of that company for a number of years. Under his direction PAC did business in all 50 states with a staff of over 100 employees and financed billions in premiums. Jim and Lee left that company to start SEFCO in the late 90’s. SEFCO grew and was sold to BB&T bank in 2003. Capital Premium Finance Founded Jim and Lee then founded Capital Premium Finance in 2008. With over 600 agents and 500 insurance companies, Capital Premium Finance has financed insurance premiums for more than 50,000 customers. During their 30 plus year careers, Jim and Lee have financed over $2 billion in insurance premium finance loans. Julie Smith, another integral member of our team at Capital Premium Finance, also has over 30 years experience in the premium finance business dating back to the early days with Jim’s dad. As you can see, experience is our main strength. Also, Capital Premium Finance is privately owned and as a result more flexible and responsive to agents needs. Premium financing runs deep in the Sweat family blood. Jim’s son, Connor recently joined the business with plans to extend the Sweat name through its third generation in premium financing. Dear Julie & Lee, I would like to take the time to let you know how much I appreciate the time you took to help me resolve the issue that I spoke to you both about. Your customer service is that of a company who not only goes out of your way to help but makes the customer feel that you truly care about them. Once again, thank you both very much! Tom, thank you for the many years of helping all of us! You've been a dedicated person and I've always been able to rely on you for great service and new markets. We love working with Capital Premium Finance and you! I cannot tell you how happy I’ve been working with your finance company. This is the most difficult thing we’ve had to fix, but I’ve had other little small issues on other accounts that you were able to help resolve. I’m extremely happy with your company, and will continue to use you as my exclusive finance company Lee, I just want to take a minute to say thank you so much for always taking the time to help me and answer all of my questions. You Julie, Andrea and Virginia at Capital Premium Finance are always so sweet. I know I ask a lot of questions but I like to be clear on what I am doing and you guys are always so helpful with everything. Have a great week. Capital Premium Finance is the best finance company I have ever worked with in 15 years!! We have used your company for numerous policies & Capital is my #1 premium finance company I love to deal with!! Everyone is extremely professional & I have never had any type of problem. Please let everyone know at Capital Premium Finance that we are extremely grateful for your excellent service! We wish EVERYONE a HAPPY HOLIDAY!! Lee, my insured, Mr Crawford gave you a huge compliment. He said you were absolutely the nicest person he has worked with on financing since he has been in business. Great Job! Dear Julie & Lee, I would like to take the time to let you know how much I appreciate the time you took to help me resolve the issue that I spoke to you both about. Your customer service is that of a company who not only goes out of your way to help but makes the customer feel that you truly care about them. Once again, thank you both very much! Tom, thank you for the many years of helping all of us! You've been a dedicated person and I've always been able to rely on you for great service and new markets. We love working with Capital Premium Finance and you! I cannot tell you how happy I’ve been working with your finance company. This is the most difficult thing we’ve had to fix, but I’ve had other little small issues on other accounts that you were able to help resolve. I’m extremely happy with your company, and will continue to use you as my exclusive finance company Lee, I just want to take a minute to say thank you so much for always taking the time to help me and answer all of my questions. You Julie, Andrea and Virginia at Capital Premium Finance are always so sweet. I know I ask a lot of questions but I like to be clear on what I am doing and you guys are always so helpful with everything. Have a great week. Capital Premium Finance is the best finance company I have ever worked with in 15 years!! We have used your company for numerous policies & Capital is my #1 premium finance company I love to deal with!! Everyone is extremely professional & I have never had any type of problem. Please let everyone know at Capital Premium Finance that we are extremely grateful for your excellent service! We wish EVERYONE a HAPPY HOLIDAY!! Lee, my insured, Mr Crawford gave you a huge compliment. He said you were absolutely the nicest person he has worked with on financing since he has been in business. Great Job! Dear Julie & Lee, I would like to take the time to let you know how much I appreciate the time you took to help me resolve the issue that I spoke to you both about. Your customer service is that of a company who not only goes out of your way to help but makes the customer feel that you truly care about them. Once again, thank you both very much! Tom, thank you for the many years of helping all of us! You've been a dedicated person and I've always been able to rely on you for great service and new markets. We love working with Capital Premium Finance and you!