BEYOND FINANCE, INC.
HOUSTON, TX

This company is a Member of the American Fair Credit Council and as such has agreed to publicly disclose the following on each of our websites and as part of our contract with consumers. Should you wish to comment on our use or avoidance of this disclosure please email Beyond Finance, Inc provides consumers with a method of debt resolution known as credit advocacy. Credit advocacy is an aggressive method of debt management, which depends on the negotiation of mutually agreeable settlements or resolutions between the consumers and the creditors. Beyond Finance, Inc wants you to understand both the potential benefits and pitfalls that may arise out of the credit advocacy process and to have reasonable expectations regarding the outcome. BY SIGNING BELOW, YOU ARE STATING BEYOND FINANCE, INC HAS EXPLAINED TO YOU, AND YOU UNDERSTAND ALL THE ISSUES BELOW: Beyond Finance, Inc. Beyond Finance, Inc Beyond Finance, Inc While most creditors and collectors negotiate with Credit Advocacy Debt Resolution Providers, Beyond Finance, Inc Beyond Finance, Inc Beyond Finance, Inc Beyond Finance, Inc is making its best efforts to negotiate your debt. Your Credit Advocacy Program assumes an effort that will continue for many months. The time needed to produce a resolution depends on a number of factors. These may include: (a) your financial hardship, (b) the age and balance of the accounts that you owe your creditors, and (c) the funds you have available to pay for a resolution; and (d) the willingness of individual creditors to enter into debt resolution negotiations. While no guarantees can be given, generally the quicker you save money the sooner you will be in a position to reach your goals. Increased savings will provide you with the option to accept lesser discounts and will also enable you to accumulate funds to reach your debt resolution goals more quickly. However, any resolution must be acceptable to both you and your settling creditor. Beyond Finance, Inc are intended to compensate them for its efforts and will only be refundable to the extent they have not been deemed to have been earned in the manner described in the Client Agreement. Those fees are not being set aside or held in escrow to fund debt resolutions. Fees paid to a Credit Advocacy Services Provider such as Beyond Finance, Inc If applicable, you acknowledge that the company is not a law firm and cannot provide legal advice. You understand that you have the responsibility and the right to communicate my comments directly to the company’s management. Upon request, you will receive from the Company the refund procedure and grievance policy. To summarize, each case is unique and results may vary: A Credit Advocacy Program can be a very effective way to resolve your debt, but it is not a painless process and no guarantees can be given because the process is subject to factors that neither you nor your service provider may be able to control. As with any type of debt repayment plan, failure to complete a Credit Advocacy Program is likely to have negative consequences on your financial situation.