B&B PROTECTOR PLANS, INC.
TAMPA, FLORIDA

B&B Protector Plans, Inc., headquartered in Tampa, Florida, has built a robust reputation over the last three decades as an expert insurance intermediary. Founded on April 27, 1984, B&B stands out for its customized insurance solutions tailored specifically to professionals across the United States. The company emphasizes protecting these professionals against critical risks, particularly business interruptions due to natural disasters. Operating under Brown & Brown, Inc., another prominent player in the U.S. insurance scene ranked seventh by Business Insurance magazine, B&B boasts a legacy of innovation and excellence. This partnership amplifies its commitment to creating impactful solutions within the industry. Recognizing evolving environmental challenges such as increased flood risks from northern snowmelt and weather patterns like the pineapple express, B&B proactively develops plans that address these concerns. One key offering is the Optometric Protector Plan (OPP), which underscores the crucial role of flood insurance in light of stark statistics about small business vulnerabilities post-flood events. B&B is acutely aware that nearly 40% of small businesses fail to reopen after a flood-events commonly occurring in so-called low-risk areas not typically covered by standard policies. Thus, B&B promotes specialized flood insurance plans ensuring swift claims processing and comprehensive coverage. Furthermore, the company delves into the intricacies of group and long-term care (LTC) insurance. It offers invaluable guidance on understanding policy provisions, underwriting requirements, eligibility for modifications, renewability, and tax implications. With over 8 million Americans insured with LTC policies, B&B stresses the importance of being well-informed about each plan's specific features. At B&B Protector Plans, a dedicated team including Chris L. Walker (Director), Richard A. Watts (Vice President), and Kadir Edghill (Treasurer) spearheads its mission to provide top-tier services. The company has continuously embraced industry changes, demonstrated by their amendment on August 19, 2005, while filing an annual report as recent as April 23, 2024. This positions them well for ongoing growth and enhanced client service.