B&B PROTECTOR PLANS, INC.
TAMPA, FLORIDA

B&B Protector Plans, Inc., based in Tampa, Florida, is a specialized insurance intermediary with over three decades of experience. Founded on April 27, 1984, the company has established itself as a leader in providing tailored insurance solutions to professionals across the United States. B&B's representatives are specifically trained and licensed to address unique insurance needs, focusing particularly on protecting professionals against critical risks such as business interruption due to natural disasters. A part of Brown & Brown, Inc., B&B Protector Plans benefits from its parent company’s legacy as one of the largest independent insurance intermediaries in the U.S., ranked seventh nationally by Business Insurance magazine. This affiliation underscores their commitment to excellence and innovation within the industry. The Company has been responding proactively to significant environmental challenges, such as increased flood risks due to northern snowmelt and meteorological phenomena like the pineapple express. The Optometric Protector Plan (OPP), one of B&B's offerings, emphasizes the importance of flood insurance given alarming statistics surrounding business closures post-flood events. In its dedication to providing comprehensive coverage solutions, the company highlights critical insights for businesses: nearly 40% of small businesses do not reopen after a flood, a majority occurs in areas deemed low-risk by traditional flood maps, and most standard policies exclude flood damage. B&B advocates for tailored flood insurance plans that ensure prompt claims processing. Additionally, B&B addresses complexities inherent to group and long-term care (LTC) insurance, providing guidance on policy provisions, underwriting requirements, eligibility for modifications, renewability, and tax qualifications. With over 8 million Americans covered by LTC insurance, B&B emphasizes the importance of understanding each plan’s features. B&B Protector Plans continues its journey with a commitment to service excellence supported by a team of dedicated officers led by Chris L. Walker (Director), Richard A. Watts (Vice President), and Kadir Edghill (Treasurer). The company remains proactive in adapting to industry demands, as evidenced by its last recorded name change amendment on August 19, 2005. With its latest annual report filed on April 23, 2024, it is well-positioned for future growth and client service enhancements.