B&B PROTECTOR PLANS, INC.
TAMPA, FLORIDA

We strive to provide personalized and professional service to our clients. B&B Protector Plans, Inc. representatives are specifically trained and licensed to sell insurance to professionals. We are consistently exploring new and innovative ways to meet the insurance needs of our clients. The drive to be the best has made Brown & Brown, Inc. one of the largest and most respected independent insurance intermediaries in the nation, with over 73 years of continuous service. The Company is ranked as the seventh largest such organization in the United States by Business Insurance magazine. (Click here for a PDF file of the actual Alarming statistics about flood waters, business interruption and business closures prompts the Optometric Protector Plan to offer vital flood insurance protection to insureds. With nationwide predictions of major floods due to northern snowmelt and a meteorological phenomenon known as the pineapple express, the OPP is urging its insureds to examine the need for flood insurance. FEMA, “Protecting Your Business” 09/23/2014, provides alarming statistics about flood disasters and offers preparation tips for protecting your business. Here are 3 statistics that every business owner should know: 1. Almost 40% of small businesses never reopen their doors after a flood disaster. 2. Floods happen everywhere. 25% of all flood damage occurs in low to moderate flood risk areas. Business owners should not rely on a line on a flood map for protection. 3. Most business insurance policies exclude flood damage. Only flood insurance pays qualified claims quickly so a business owner can get back to business. 8. When it comes to group policies and long term care insurance, it can become a bit tricky. Group policies may include provisions that restrict the open enrollment time frame and may require underwriting. These plans may or may not be guaranteed renewable or tax qualifies. When it comes to the fine print, make sure you read it closely, as some LTC plans have provisions that allow your policy to be changed and switched to another form of a policy at that time. Plans are eligible to be canceled at anytime per the insurance company’s request. 10. Over 8 million Americans are covered or have some sort of long term care insurance. That goes to show that this is a popular form of insurance and has many benefits to the policy holder. When employed by a company you will often have the option to opt into LTC insurance plans. These premiums can be paid annually, semi-annually, quarterly, or monthly. Inc. is ranked the seventh largest insurance intermediary in the U.S. by Business Insurance magazine.