AMERIFLOOD SOLUTIONS, INC.
DELRAY BEACH, FLORIDA

The billboards can help remind people of the danger even as their memories of the last severe storm fade as the months go on, said Jo Ann Howard, a former FEMA executive who ran the National Flood Insurance Program 20 years ago. “It's important to try to remind people now of flood risk and that […] Partially offsetting these losses, the Company expects to report $8 million of pre-tax net favorable prior year casualty reserve development in the ... offer standard and specialty insurance for commercial and personal risks, and flood insurance underwritten by the National Flood Insurance Program. AmeriFlood Solutions, Inc. (AFSI) is a privately owned real estate risk management company that assists commercial property owners, their respective insurance agents and brokers, evaluate the true exposure of structures located in the Special Flood Hazard Area (SFHA) in order to increase and protect the value of the real estate holding. With more than 30 collective years in the flood risk management industry, AFSI’s specialized knowledge delivers a competitive advantage in the assessment of flood risk and the allocation of insurance expenses. We evaluate flood risk and exposures 365 days a year and believe that every property owner has a right to an accurate flood zone designation because, simply stated, not all flood risk is equal. A complimentary assessment of a property’s high-risk flood designation and the unique characteristics of property structures. The evaluation includes a comprehensive report, featuring identification of the flood source, SFHA, levee and other types of flood control systems proximity, current and historical Flood Insurance Rate Map (FIRM) data and FIRM overlay. Should AFSI find the structure […] This service empowers property owners to obtain coverage commensurate with the actual flood risk and allows those who service commercial and residential property portfolios to deliver focused business value and extraordinary client service. AFSI performs a flood risk evaluation on all structures that require flood insurance. This process determines if any of the structures qualify […] The elevation certificate is an important administrative tool or the NFIP and an important risk management tool for property owners with buildings currently classified within the SFHA. It provides elevation, building type, flood map and additional information necessary to determine the proper flood insurance premium rates, to support a request to reclassify the flood zone […] AmeriFlood Solutions, Inc.’s (AFSI) Flood Practice Partnership Program offers an unparalleled level of flood servicing and a competitive edge in client acquisition, retention and referrals for insurance agencies and brokers, risk management companies, property management companies and lenders. AFSI develops a customized plan for your industry sector that allows you to offer clients a proactive […] The latest statistics available from the Federal Emergency Management Agency illustrate the inequities of the National Flood Insurance Program (NFIP). In 2014, residential and commercial property owners purchased more than 5 million flood insurance policies through the NFIP at a cost that exceeded $3.6 billion. During the same period, the NFIP approved less than 12,000 claims for a total payout of less than $352,000. While premium income generated by NFIP requirements help pay for disaster relief costs that flood zones often necessitate, most NFIP policyholders and participating communities put far more into the program than they receive in return. A 2014 GAO (Government Accountability Office) report sums it up this way: “…the program, by design, is not actuarially sound because Congress has historically authorized FEMA to offer subsidized premium rates for policies covering certain structures to encourage prospective customers who might become insured to join the program. “ Statistical Source: FEMA.gov ... company for ten property and casualty insurance companies rated "A" (Excellent) by A.M. Best. Through independent agents, the insurance companies offer standard and specialty insurance for commercial and personal risks, and flood insurance underwritten by the National Flood Insurance Program. Your homeowners insurance policy will not cover floods caused by natural disasters. As a result, you must purchase a policy that is covered by the National Flood Insurance Program, a federal program which helps cover property damage due to flooding. In Nebraska, if your ...