AMERICAN CAPITAL ADVANCE, LLC
BOCA RATON, FLORIDA

American Capital Advance, LLC is a specialized financial services company headquartered in Boca Raton, Florida. Operating under the authority of the Secretary of State with the filed number L05000107718 and first incorporated on November 07, 2005, the company provides funding solutions tailored for small to medium-sized businesses across the United States. Through its innovative Merchant Cash Advance program, American Capital Advance offers an alternative to traditional business loans, enabling clients to avoid fixed monthly payments that can be burdensome during fluctuating income periods. Instead, their unique payment model adjusts dynamically with a company's monthly sales, thereby offering financial flexibility and easier cash flow management. Rather than securing capital through assets, as is common with conventional loan structures, American Capital Advance advances funds in exchange for a percentage of future credit card transactions, with repayment schedules that automatically adjust in proportion to daily sales until the advance is fully repaid. This approach eliminates fixed repayment terms and facilitates faster funding—often within a week—suitable for businesses with at least one year of operations and average monthly credit card transactions above $2,500. Noted for serving franchisees from well-known brands such as Subway, Quiznos, Tire Kingdom, Curves, Maaco, Quality Inn, TCBY, and Domino's Pizza, American Capital Advance has become a reputable source for working capital solutions. Importantly recognized for its higher approval rates and absence of excessive fees or fixed monthly payments that are typical with banks, the company ensures an efficient financing method without requiring significant collateral. Headed by Specialty Funding Associates, LLC as manager, American Capital Advance continues to be a pioneer in accessible business funding, supporting enterprises from all sectors to thrive even when traditional small business loans seem inaccessible. Information on their services and applications is available at americancapitaladvance.com.