AARON BRASK CAPITAL LLC
LAKE WORTH BEACH, FLORIDA

I prefer a simpler and more natural approach to providing steady and increasing income - especially in the context of income for retirement. Instead of selling principal to generate synthetic income, I target more reliable income sources to reduce dependence on market performance. The following example illustrates a hypothetical situation Consider a couple with with $5,000,000 in liquid assets, $50,000 in annual social security, and a current spending budget of $250,000 per year. After social security, this couple requires $200,000 in annual income (including tax payments). This amounts to a required yield of 4% ($200k÷$5m) from their investments. Most advisors would suggest a 60/40 (or similar) portfolio and sell off a portion of the portfolio each year to generate the required income. Indeed, there is a popular Unlike the more complex annuity products brokers typically push, SPIAs typically embed minimal fees which are far smaller than the the fees of maintaining a 40% bond allocation. While this is just one hypothetical example, there are different options and variations. Let me help you optimize my more structured approach to reflect your goals and risk profile. My firm is structured as an independent, fee-only RIA. In addition to upholding a fiduciary standard, this means I do not push any particular firm's products or services and I do not receive commissions that could bias my advice. My evidence-based approach gives me an edge over other firms. In particular, my deep analytic expertise allows me to steer clear of pitfalls and avoid subtle but costly issues many advisors do not know exist. Delivering investment performance without personal service is like selling a new Ferrari with no paint. Enjoy the benefits of my personal touch and transparent approach so you can experience the ultimate peace of mind. When the stakes are high, you need a partner you can trust with deep expertise. My experience can help you avoid costly mistakes and make better decisions at each stage of your investment process. Whether I develop your own personalized index for the ultimate in customization or help you select funds and managers, my expertise can help you improve the performance of your investments. Research and analysis is in my DNA. My research and educational programs can help you with everything from formulating investment policy to analyzing investments. That means there’s a friendly live human ready to answer your questions about their product or service. That means there’s a friendly live human ready to answer your questions about their product or service.